Bank for Investment and Development of Vietnam Insurance Past Earnings Performance
Past criteria checks 5/6
Bank for Investment and Development of Vietnam Insurance has been growing earnings at an average annual rate of 13.6%, while the Insurance industry saw earnings growing at 11.5% annually. Revenues have been growing at an average rate of 16.6% per year. Bank for Investment and Development of Vietnam Insurance's return on equity is 16.4%, and it has net margins of 9%.
Key information
13.6%
Earnings growth rate
13.5%
EPS growth rate
| Insurance Industry Growth | 11.9% |
| Revenue growth rate | 16.6% |
| Return on equity | 16.4% |
| Net Margin | 9.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank for Investment and Development of Vietnam Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 4,012,617 | 361,211 | 667,300 | 0 |
| 30 Sep 23 | 3,801,308 | 320,805 | 607,070 | 0 |
| 30 Jun 23 | 3,507,292 | 296,510 | 591,918 | 0 |
| 31 Mar 23 | 3,251,751 | 216,979 | 539,814 | 0 |
| 31 Dec 22 | 2,989,377 | 215,432 | 505,502 | 0 |
| 30 Sep 22 | 2,819,379 | 218,043 | 548,350 | 0 |
| 30 Jun 22 | 2,605,116 | 267,842 | 492,014 | 0 |
| 31 Mar 22 | 2,513,302 | 318,735 | 478,486 | 0 |
| 31 Dec 21 | 2,468,838 | 323,729 | 451,954 | 0 |
| 30 Sep 21 | 2,384,655 | 311,963 | 419,342 | 0 |
| 30 Jun 21 | 2,378,799 | 279,339 | 411,840 | 0 |
| 31 Mar 21 | 2,286,323 | 276,340 | 412,732 | 0 |
| 31 Dec 20 | 2,162,673 | 259,616 | 402,019 | 0 |
| 30 Sep 20 | 2,113,829 | 232,775 | 383,578 | 0 |
| 30 Jun 20 | 2,047,777 | 220,686 | 374,067 | 0 |
| 31 Mar 20 | 1,959,116 | 193,241 | 359,976 | 0 |
| 31 Dec 19 | 1,947,196 | 186,088 | 359,338 | 0 |
| 30 Sep 19 | 1,889,848 | 171,550 | 356,265 | 0 |
| 30 Jun 19 | 1,790,823 | 154,741 | 333,932 | 0 |
| 31 Mar 19 | 1,726,338 | 134,706 | 330,914 | 0 |
| 31 Dec 18 | 1,725,422 | 131,917 | 325,522 | 0 |
| 30 Sep 18 | 1,658,207 | 157,724 | 309,414 | 0 |
| 30 Jun 18 | 1,646,321 | 145,788 | 316,021 | 0 |
| 31 Mar 18 | 1,637,715 | 126,936 | 310,594 | 0 |
| 31 Dec 17 | 1,576,037 | 117,845 | 300,686 | 0 |
| 30 Sep 17 | 1,500,348 | 124,094 | 283,846 | 0 |
| 30 Jun 17 | 1,477,572 | 127,798 | 282,883 | 0 |
| 31 Mar 17 | 1,421,719 | 131,209 | 273,221 | 0 |
| 31 Dec 16 | 1,403,494 | 127,041 | 272,720 | 0 |
| 30 Sep 16 | 1,399,867 | 156,879 | 281,592 | 0 |
| 30 Jun 16 | 1,354,147 | 132,022 | 273,512 | 0 |
| 31 Mar 16 | 1,298,811 | 119,715 | 273,948 | 0 |
| 31 Dec 15 | 1,201,301 | 113,446 | 231,887 | 0 |
| 30 Sep 15 | 1,134,575 | 86,164 | 227,827 | 0 |
| 30 Jun 15 | 1,062,276 | 104,557 | 215,798 | 0 |
| 31 Mar 15 | 993,426 | 108,944 | 208,271 | 0 |
| 31 Dec 14 | 925,663 | 100,907 | 224,059 | 0 |
| 30 Sep 14 | 846,746 | 99,466 | 151,155 | 0 |
| 30 Jun 14 | 834,143 | 100,782 | 175,819 | 0 |
| 31 Mar 14 | 818,331 | 96,022 | 165,917 | 0 |
| 31 Dec 13 | 787,657 | 94,654 | 164,819 | 0 |
| 30 Sep 13 | 760,557 | 89,576 | 284,151 | 0 |
| 30 Jun 13 | 696,140 | 85,200 | 264,495 | 0 |
Quality Earnings: BIC has high quality earnings.
Growing Profit Margin: BIC's current net profit margins (9%) are higher than last year (7.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BIC's earnings have grown by 13.6% per year over the past 5 years.
Accelerating Growth: BIC's earnings growth over the past year (67.7%) exceeds its 5-year average (13.6% per year).
Earnings vs Industry: BIC earnings growth over the past year (67.7%) exceeded the Insurance industry 23.8%.
Return on Equity
High ROE: BIC's Return on Equity (16.4%) is considered low.