Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation

HOSE:BIC Stock Report

Market Cap: ₫4.3t

Bank for Investment and Development of Vietnam Insurance Past Earnings Performance

Past criteria checks 5/6

Bank for Investment and Development of Vietnam Insurance has been growing earnings at an average annual rate of 14.1%, while the Insurance industry saw earnings growing at 8.9% annually. Revenues have been growing at an average rate of 19.2% per year. Bank for Investment and Development of Vietnam Insurance's return on equity is 16.9%, and it has net margins of 10.6%.

Key information

14.1%

Earnings growth rate

11.6%

EPS growth rate

Insurance Industry Growth11.9%
Revenue growth rate19.2%
Return on equity16.9%
Net Margin10.6%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank for Investment and Development of Vietnam Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

HOSE:BIC Revenue, expenses and earnings (VND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 244,646,100494,686870,6020
30 Sep 244,504,888380,204764,0680
30 Jun 244,467,284429,385770,6900
31 Mar 244,256,798388,137769,3880
31 Dec 234,012,617361,211667,3000
30 Sep 233,769,415362,390582,9700
30 Jun 233,510,853299,163566,1220
31 Mar 233,253,557219,632539,8140
31 Dec 222,989,377215,432505,5020
30 Sep 222,806,294218,043548,3500
30 Jun 222,592,009267,842492,0140
31 Mar 222,513,302318,735478,4860
31 Dec 212,468,838323,729451,9540
30 Sep 212,384,655311,963419,3420
30 Jun 212,378,799279,339411,8400
31 Mar 212,286,323276,340412,7320
31 Dec 202,162,673259,616402,0190
30 Sep 202,113,829232,775383,5780
30 Jun 202,047,777220,686374,0670
31 Mar 201,959,116193,241359,9760
31 Dec 191,947,196186,088359,3380
30 Sep 191,889,848171,550356,2650
30 Jun 191,790,823154,741333,9320
31 Mar 191,726,338134,706330,9140
31 Dec 181,725,422131,917325,5220
30 Sep 181,658,207157,724309,4140
30 Jun 181,646,321145,788316,0210
31 Mar 181,637,715126,936310,5940
31 Dec 171,576,037117,845300,6860
30 Sep 171,500,348124,094283,8460
30 Jun 171,477,572127,798282,8830
31 Mar 171,421,719131,209273,2210
31 Dec 161,403,494127,041272,7200
30 Sep 161,399,867156,879281,5920
30 Jun 161,354,147132,022273,5120
31 Mar 161,298,811119,715273,9480
31 Dec 151,201,301113,446231,8870
30 Sep 151,134,57586,164227,8270
30 Jun 151,062,276104,557215,7980
31 Mar 15993,426108,944208,2710
31 Dec 14925,663100,907224,0590
30 Sep 14846,74699,466151,1550
30 Jun 14834,143100,782175,8190
31 Mar 14818,33196,022165,9170

Quality Earnings: BIC has high quality earnings.

Growing Profit Margin: BIC's current net profit margins (10.6%) are higher than last year (9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BIC's earnings have grown by 14.1% per year over the past 5 years.

Accelerating Growth: BIC's earnings growth over the past year (37%) exceeds its 5-year average (14.1% per year).

Earnings vs Industry: BIC earnings growth over the past year (37%) exceeded the Insurance industry -0.8%.

Return on Equity

High ROE: BIC's Return on Equity (16.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 08:57
End of Day Share Price 2025/02/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Khanh Do LongBao Viet Securities Joint Stock Company