Southeast Asia Commercial Bank Past Earnings Performance
Past criteria checks 5/6
Southeast Asia Commercial Bank has been growing earnings at an average annual rate of 24.7%, while the Banks industry saw earnings growing at 22% annually. Revenues have been growing at an average rate of 14.5% per year. Southeast Asia Commercial Bank's return on equity is 13.8%, and it has net margins of 47.4%.
Key information
24.7%
Earnings growth rate
18.7%
EPS growth rate
| Banks Industry Growth | 25.8% |
| Revenue growth rate | 14.5% |
| Return on equity | 13.8% |
| Net Margin | 47.4% |
| Last Earnings Update | 31 Dec 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Southeast Asia Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 24 | 10,169,617 | 4,816,026 | 0 | 0 |
| 31 Dec 23 | 8,223,706 | 3,676,955 | 0 | 0 |
| 30 Sep 23 | 7,769,804 | 3,294,749 | 3,129,068 | 0 |
| 30 Jun 23 | 7,840,019 | 3,351,306 | 3,140,125 | 0 |
| 31 Mar 23 | 8,409,497 | 3,765,874 | 3,172,080 | 0 |
| 31 Dec 22 | 8,472,833 | 3,960,927 | 3,011,919 | 0 |
| 30 Sep 22 | 7,900,867 | 3,696,583 | 2,779,304 | 0 |
| 30 Jun 22 | 7,376,666 | 3,508,490 | 1,993,144 | 0 |
| 31 Mar 22 | 6,505,102 | 3,081,808 | 2,243,318 | 0 |
| 31 Dec 21 | 5,825,263 | 2,588,099 | 2,138,884 | 0 |
| 30 Sep 21 | 5,447,134 | 2,437,321 | 1,991,496 | 0 |
| 30 Jun 21 | 4,974,453 | 2,082,951 | 2,472,122 | 0 |
| 31 Mar 21 | 4,367,484 | 1,584,914 | 1,884,857 | 0 |
| 31 Dec 20 | 3,906,311 | 1,338,164 | 1,858,835 | 0 |
| 31 Dec 16 | 1,265,214 | 116,789 | 0 | 0 |
| 31 Dec 15 | 1,084,889 | 91,885 | 0 | 0 |
Quality Earnings: SSB has high quality earnings.
Growing Profit Margin: SSB's current net profit margins (47.4%) are higher than last year (44.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SSB's earnings have grown significantly by 24.7% per year over the past 5 years.
Accelerating Growth: SSB's earnings growth over the past year (31%) exceeds its 5-year average (24.7% per year).
Earnings vs Industry: SSB earnings growth over the past year (31%) exceeded the Banks industry 19.7%.
Return on Equity
High ROE: SSB's Return on Equity (13.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/23 08:02 |
| End of Day Share Price | 2025/03/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Southeast Asia Commercial Joint Stock Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.