Nam A Commercial Joint Stock Bank

HOSE:NAB Stock Report

Market Cap: ₫20.5t

Nam A Commercial Bank Past Earnings Performance

Past criteria checks 5/6

Nam A Commercial Bank has been growing earnings at an average annual rate of 29.2%, while the Banks industry saw earnings growing at 23.2% annually. Revenues have been growing at an average rate of 25.1% per year. Nam A Commercial Bank's return on equity is 18.7%, and it has net margins of 41.7%.

Key information

29.2%

Earnings growth rate

9.9%

EPS growth rate

Banks Industry Growth25.8%
Revenue growth rate25.1%
Return on equity18.7%
Net Margin41.7%
Last Earnings Update30 Jun 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Nam A Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

HOSE:NAB Revenue, expenses and earnings (VND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 247,751,9493,235,0633,273,9430
31 Mar 247,362,4582,897,2783,330,1120
31 Dec 236,879,2812,621,6193,251,9950
30 Sep 236,025,7571,958,39800
30 Jun 235,838,7131,999,3852,766,9380
31 Mar 235,425,3871,901,60100
31 Dec 225,109,9071,807,87600
30 Sep 224,705,8901,779,60900
30 Jun 224,223,4311,512,12400
31 Mar 224,157,3361,582,12300
31 Dec 214,038,8221,420,46500
30 Sep 214,042,6121,628,60700
30 Jun 213,858,2401,497,666349,2730
31 Mar 213,135,0631,054,47400
31 Dec 202,636,255799,66400

Quality Earnings: NAB has high quality earnings.

Growing Profit Margin: NAB's current net profit margins (41.7%) are higher than last year (34.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: NAB's earnings have grown significantly by 29.2% per year over the past 5 years.

Accelerating Growth: NAB's earnings growth over the past year (61.8%) exceeds its 5-year average (29.2% per year).

Earnings vs Industry: NAB earnings growth over the past year (61.8%) exceeded the Banks industry 27.5%.


Return on Equity

High ROE: NAB's Return on Equity (18.7%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 13:13
End of Day Share Price 2024/12/23 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Nam A Commercial Joint Stock Bank is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Minh DuongBIDV Securities Joint Stock Company