Nam A Commercial Bank Past Earnings Performance
Past criteria checks 5/6
Nam A Commercial Bank has been growing earnings at an average annual rate of 29.2%, while the Banks industry saw earnings growing at 23.2% annually. Revenues have been growing at an average rate of 25.1% per year. Nam A Commercial Bank's return on equity is 18.7%, and it has net margins of 41.7%.
Key information
29.2%
Earnings growth rate
9.9%
EPS growth rate
| Banks Industry Growth | 25.8% |
| Revenue growth rate | 25.1% |
| Return on equity | 18.7% |
| Net Margin | 41.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Nam A Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 7,751,949 | 3,235,063 | 3,273,943 | 0 |
| 31 Mar 24 | 7,362,458 | 2,897,278 | 3,330,112 | 0 |
| 31 Dec 23 | 6,879,281 | 2,621,619 | 3,251,995 | 0 |
| 30 Sep 23 | 6,025,757 | 1,958,398 | 0 | 0 |
| 30 Jun 23 | 5,838,713 | 1,999,385 | 2,766,938 | 0 |
| 31 Mar 23 | 5,425,387 | 1,901,601 | 0 | 0 |
| 31 Dec 22 | 5,109,907 | 1,807,876 | 0 | 0 |
| 30 Sep 22 | 4,705,890 | 1,779,609 | 0 | 0 |
| 30 Jun 22 | 4,223,431 | 1,512,124 | 0 | 0 |
| 31 Mar 22 | 4,157,336 | 1,582,123 | 0 | 0 |
| 31 Dec 21 | 4,038,822 | 1,420,465 | 0 | 0 |
| 30 Sep 21 | 4,042,612 | 1,628,607 | 0 | 0 |
| 30 Jun 21 | 3,858,240 | 1,497,666 | 349,273 | 0 |
| 31 Mar 21 | 3,135,063 | 1,054,474 | 0 | 0 |
| 31 Dec 20 | 2,636,255 | 799,664 | 0 | 0 |
Quality Earnings: NAB has high quality earnings.
Growing Profit Margin: NAB's current net profit margins (41.7%) are higher than last year (34.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NAB's earnings have grown significantly by 29.2% per year over the past 5 years.
Accelerating Growth: NAB's earnings growth over the past year (61.8%) exceeds its 5-year average (29.2% per year).
Earnings vs Industry: NAB earnings growth over the past year (61.8%) exceeded the Banks industry 27.5%.
Return on Equity
High ROE: NAB's Return on Equity (18.7%) is considered low.