Vietnam Maritime Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
Vietnam Maritime Commercial Bank has total assets of ₫267,005.8B and total equity of ₫31,298.2B. Total deposits are ₫186,834.4B, and total loans are ₫156,547.6B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 2.7% of total loans. Cash and short-term investments are ₫52,324.3B.
Key information
8.5x
Asset to equity ratio
4.5%
Net interest margin
Total deposits | ₫186.83t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₫52.32t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MSB's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: MSB has a low allowance for bad loans (55%).
Low Risk Liabilities: 79% of MSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MSB has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: MSB's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: MSB has a high level of bad loans (2.7%).