Vietnam Maritime Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
Vietnam Maritime Commercial Bank has total assets of ₫300,700.8B and total equity of ₫35,232.6B. Total deposits are ₫198,717.0B, and total loans are ₫175,834.0B.
Key information
8.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₫198.72t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₫49.15t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MSB's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: MSB has a low allowance for bad loans (63%).
Low Risk Liabilities: 75% of MSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MSB has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: MSB's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: MSB has a high level of bad loans (2.7%).