Vietnam Export Import Commercial Bank Past Earnings Performance
Past criteria checks 2/6
Vietnam Export Import Commercial Bank has been growing earnings at an average annual rate of 32.3%, while the Banks industry saw earnings growing at 24.5% annually. Revenues have been growing at an average rate of 14.7% per year. Vietnam Export Import Commercial Bank's return on equity is 9.6%, and it has net margins of 36.9%.
Key information
32.3%
Earnings growth rate
32.3%
EPS growth rate
| Banks Industry Growth | 25.8% |
| Revenue growth rate | 14.7% |
| Return on equity | 9.6% |
| Net Margin | 36.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Vietnam Export Import Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 5,860,434 | 2,165,099 | 2,792,076 | 0 |
| 30 Sep 23 | 5,745,793 | 1,764,142 | 2,607,899 | 0 |
| 30 Jun 23 | 6,661,015 | 2,545,876 | 2,607,899 | 0 |
| 31 Mar 23 | 7,250,036 | 2,994,645 | 2,610,537 | 0 |
| 31 Dec 22 | 7,184,475 | 2,745,752 | 3,026,709 | 0 |
| 30 Sep 22 | 6,307,074 | 2,663,333 | 1,968,731 | 0 |
| 30 Jun 22 | 5,208,065 | 1,969,229 | 1,682,241 | 0 |
| 31 Mar 22 | 4,429,601 | 1,370,537 | 643,625 | 0 |
| 31 Dec 21 | 3,719,225 | 895,437 | 1,968,731 | 0 |
| 30 Sep 21 | 3,617,088 | 973,325 | 1,857,177 | 0 |
| 30 Jun 21 | 3,778,023 | 1,074,007 | 404,894 | 0 |
| 31 Mar 21 | 3,482,931 | 876,240 | 1,907,889 | 0 |
| 31 Dec 20 | 3,778,210 | 1,070,181 | 1,857,177 | 0 |
| 30 Sep 20 | 3,624,743 | 854,818 | 2,036,406 | 0 |
| 30 Jun 20 | 3,523,256 | 696,557 | 1,996,693 | 0 |
| 31 Mar 20 | 3,858,651 | 951,673 | 1,988,139 | 0 |
| 31 Dec 19 | 3,795,997 | 866,132 | 2,036,406 | 0 |
| 30 Sep 19 | 3,864,539 | 635,740 | 2,202,434 | 0 |
| 30 Jun 19 | 3,715,278 | 533,801 | 2,180,200 | 0 |
| 31 Mar 19 | 3,556,911 | 496,637 | 2,235,577 | 0 |
| 31 Dec 18 | 3,728,032 | 660,590 | 2,202,434 | 0 |
| 30 Sep 18 | 4,148,714 | 1,355,043 | 1,893,276 | 0 |
| 30 Jun 18 | 3,950,517 | 1,233,649 | 2,078,033 | 0 |
| 31 Mar 18 | 3,717,184 | 1,130,872 | 1,987,429 | 0 |
| 31 Dec 17 | 3,223,647 | 822,830 | 1,893,276 | 0 |
| 30 Sep 17 | 2,809,782 | 524,969 | 1,852,240 | 0 |
| 30 Jun 17 | 2,836,156 | 574,777 | 1,834,819 | 0 |
| 31 Mar 17 | 2,654,533 | 421,403 | 1,862,867 | 0 |
| 31 Dec 16 | 2,645,844 | 308,932 | 1,852,240 | 0 |
| 30 Sep 16 | 1,980,595 | -326,463 | 1,876,526 | 0 |
| 30 Jun 16 | 2,000,788 | -341,367 | 1,883,583 | 0 |
| 31 Mar 16 | 2,045,947 | -351,162 | 1,936,259 | 0 |
| 31 Dec 15 | 2,365,376 | 39,994 | 1,876,526 | 0 |
| 30 Sep 15 | 2,341,527 | 132,444 | 1,746,010 | 0 |
| 30 Jun 15 | 2,463,034 | 267,985 | 1,888,563 | 0 |
| 31 Mar 15 | 2,506,834 | 410,117 | 1,654,961 | 0 |
| 31 Dec 14 | 2,402,305 | 340,912 | 1,746,010 | 0 |
| 30 Sep 14 | 2,675,858 | 513,081 | 1,585,319 | 0 |
| 30 Jun 14 | 2,814,224 | 592,391 | 2,747,112 | 0 |
| 31 Mar 14 | 2,987,406 | 712,719 | 1,538,917 | 0 |
| 31 Dec 13 | 2,962,017 | 658,706 | 1,585,319 | 0 |
| 30 Sep 13 | 3,815,614 | 1,192,861 | 1,769,235 | 0 |
| 30 Jun 13 | 4,059,898 | 1,308,636 | 2,002,614 | 0 |
Quality Earnings: EIB has high quality earnings.
Growing Profit Margin: EIB's current net profit margins (36.9%) are lower than last year (38.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: EIB's earnings have grown significantly by 32.3% per year over the past 5 years.
Accelerating Growth: EIB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: EIB had negative earnings growth (-21.1%) over the past year, making it difficult to compare to the Banks industry average (6.4%).
Return on Equity
High ROE: EIB's Return on Equity (9.6%) is considered low.