Vietnam Export Import Commercial Joint Stock Bank

HOSE:EIB Stock Report

Market Cap: ₫35.5t

Vietnam Export Import Commercial Bank Past Earnings Performance

Past criteria checks 4/6

Vietnam Export Import Commercial Bank has been growing earnings at an average annual rate of 25.8%, while the Banks industry saw earnings growing at 23.2% annually. Revenues have been growing at an average rate of 11.1% per year. Vietnam Export Import Commercial Bank's return on equity is 11.2%, and it has net margins of 45.9%.

Key information

25.8%

Earnings growth rate

25.8%

EPS growth rate

Banks Industry Growth25.8%
Revenue growth rate11.1%
Return on equity11.2%
Net Margin45.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Vietnam Export Import Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

HOSE:EIB Revenue, expenses and earnings (VND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,873,1912,695,8492,792,0760
30 Jun 245,170,1292,216,4492,686,4030
31 Mar 244,726,5221,996,2292,720,2560
31 Dec 235,005,9732,165,0992,792,0760
30 Sep 235,276,1611,564,1423,026,7090
30 Jun 236,195,6492,345,8762,979,5740
31 Mar 236,788,1622,794,6454,464,9520
31 Dec 226,714,8432,745,7523,026,7090
30 Sep 226,307,0742,663,3331,968,7310
30 Jun 225,208,0651,969,2291,682,2410
31 Mar 224,429,6011,370,537643,6250
31 Dec 213,719,225895,4371,968,7310
30 Sep 213,617,088973,3251,857,1770
30 Jun 213,778,0231,074,007404,8940
31 Mar 213,482,931876,2401,907,8890
31 Dec 203,778,2101,070,1811,857,1770
30 Sep 203,624,743854,8182,036,4060
30 Jun 203,523,256696,5571,996,6930
31 Mar 203,858,651951,6731,988,1390
31 Dec 193,795,997866,1322,036,4060
30 Sep 193,864,539635,7402,202,4340
30 Jun 193,715,278533,8012,180,2000
31 Mar 193,556,911496,6372,235,5770
31 Dec 183,728,032660,5902,202,4340
30 Sep 184,148,7141,355,0431,893,2760
30 Jun 183,950,5171,233,6492,078,0330
31 Mar 183,717,1841,130,8721,987,4290
31 Dec 173,223,647822,8301,893,2760
30 Sep 172,809,782524,9691,852,2400
30 Jun 172,836,156574,7771,834,8190
31 Mar 172,654,533421,4031,862,8670
31 Dec 162,645,844308,9321,852,2400
30 Sep 161,980,595-326,4631,876,5260
30 Jun 162,000,788-341,3671,883,5830
31 Mar 162,045,947-351,1621,936,2590
31 Dec 152,365,37639,9941,876,5260
30 Sep 152,341,527132,4441,746,0100
30 Jun 152,463,034267,9851,888,5630
31 Mar 152,506,834410,1171,654,9610
31 Dec 142,402,305340,9121,746,0100
30 Sep 142,675,858513,0811,585,3190
30 Jun 142,814,224592,3912,747,1120
31 Mar 142,987,406712,7191,538,9170
31 Dec 132,962,017658,7061,585,3190

Quality Earnings: EIB has a large one-off gain of ₫854.5B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: EIB's current net profit margins (45.9%) are higher than last year (29.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: EIB's earnings have grown significantly by 25.8% per year over the past 5 years.

Accelerating Growth: EIB's earnings growth over the past year (72.4%) exceeds its 5-year average (25.8% per year).

Earnings vs Industry: EIB earnings growth over the past year (72.4%) exceeded the Banks industry 27.5%.

Return on Equity

High ROE: EIB's Return on Equity (11.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 06:16
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Vietnam Export Import Commercial Joint Stock Bank is covered by 6 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Trong QuanCGS International
Kato MukuruEFG-Hermes Research
Ismael PiliMacquarie Research