Joint Stock Commercial Bank for Investment and Development of Vietnam

HOSE:BID Stock Report

Market Cap: ₫264.8t

Commercial Bank for Investment and Development of Vietnam Past Earnings Performance

Past criteria checks 3/6

Commercial Bank for Investment and Development of Vietnam has been growing earnings at an average annual rate of 29.7%, while the Banks industry saw earnings growing at 23.2% annually. Revenues have been growing at an average rate of 17.8% per year. Commercial Bank for Investment and Development of Vietnam's return on equity is 17.2%, and it has net margins of 37%.

Key information

29.7%

Earnings growth rate

28.5%

EPS growth rate

Banks Industry Growth25.8%
Revenue growth rate17.8%
Return on equity17.2%
Net Margin37.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Commercial Bank for Investment and Development of Vietnam makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

HOSE:BID Revenue, expenses and earnings (VND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2456,111,73620,742,96416,832,2520
30 Jun 2455,243,52120,174,52622,561,3070
31 Mar 2453,700,67219,234,70616,295,8260
31 Dec 2352,669,50218,890,53815,771,4760
30 Sep 2350,003,56216,854,84716,040,1220
30 Jun 2350,191,90017,549,92310,311,0670
31 Mar 2348,553,06817,281,64815,208,5310
31 Dec 2245,637,24615,384,32813,895,1040
30 Sep 2241,710,57414,385,38714,333,3410
30 Jun 2237,329,63611,155,44714,333,3410
31 Mar 2234,415,9769,656,30012,835,2340
31 Dec 2133,012,9728,733,27712,651,1710
30 Sep 2132,232,4887,935,11812,930,7840
30 Jun 2131,122,3177,995,46112,930,7840
31 Mar 2128,853,5386,319,7907,202,0330
31 Dec 2026,719,2035,080,98111,097,4140
30 Sep 2028,667,9476,566,99213,592,6180
30 Jun 2027,865,5686,272,51313,592,6180
31 Mar 2027,768,8056,002,53815,522,4360
31 Dec 1927,989,3246,562,57010,746,2220
30 Sep 1924,663,7155,367,3498,987,2640
30 Jun 1925,357,7885,306,5098,987,2640
31 Mar 1925,660,9045,505,9999,924,4370
31 Dec 1825,407,5015,514,8229,756,5670
30 Sep 1826,771,4836,545,21710,069,4810
30 Jun 1825,570,8096,297,28110,069,4810
31 Mar 1823,895,7985,276,7348,927,9960
31 Dec 1724,169,4145,122,2309,431,6700
30 Sep 1722,472,5914,197,5899,517,3280
30 Jun 1722,731,2364,658,4559,517,3280
31 Mar 1722,023,3724,761,6818,805,3810
31 Dec 1621,199,6974,597,2828,282,8040
30 Sep 1620,639,8694,594,9177,876,6390
30 Jun 1620,598,7264,638,6137,876,6390
31 Mar 1619,451,2234,259,8347,302,8790
31 Dec 1519,035,8324,455,2036,867,1840
30 Sep 1517,710,8805,344,2858,566,3190
30 Jun 1516,019,4574,908,6228,566,3190
31 Mar 1515,312,5644,191,3685,397,5550
31 Dec 1414,920,9283,873,1975,347,1360
30 Sep 1414,088,7703,089,8694,055,9680
30 Jun 1413,130,9952,648,2764,055,9680
31 Mar 1413,491,0603,576,5785,326,3020
31 Dec 1312,699,9023,181,8225,012,6540

Quality Earnings: BID has high quality earnings.

Growing Profit Margin: BID's current net profit margins (37%) are higher than last year (33.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BID's earnings have grown significantly by 29.7% per year over the past 5 years.

Accelerating Growth: BID's earnings growth over the past year (23.1%) is below its 5-year average (29.7% per year).

Earnings vs Industry: BID earnings growth over the past year (23.1%) did not outperform the Banks industry 27.5%.

Return on Equity

High ROE: BID's Return on Equity (17.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 07:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Joint Stock Commercial Bank for Investment and Development of Vietnam is covered by 12 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hoang NguyenBao Viet Securities Joint Stock Company
Trong QuanCGS International
Kato MukuruEFG-Hermes Research