Banco Provincial Banco Universal Balance Sheet Health
Financial Health criteria checks 6/6
Banco Provincial Banco Universal has total assets of VES14.7B and total equity of VES4.6B. Total deposits are VES7.2B, and total loans are VES4.6B.
Key information
3.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | 7.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Good |
| Cash & equivalents | 7.38b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPV's Assets to Equity ratio (3.2x) is low.
Allowance for Bad Loans: BPV has a sufficient allowance for bad loans (567%).
Low Risk Liabilities: 71% of BPV's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPV has an appropriate level of Loans to Assets ratio (31%).
Low Risk Deposits: BPV's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: BPV has an appropriate level of bad loans (0.4%).