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SEBF.F Stock Overview

Smart Employee Benefits Inc., a technology company, provides business process automation and software solutions, and professional services in Canada and internationally. More details

SEBF.F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	0/6

Risk Analysis

Has less than 1 year of cash runway

Negative shareholders equity

Shares are highly illiquid

Does not have a meaningful market cap ($52M)

+ 1 more risk

My Notes

Capture your thoughts, links and company narrative

Smart Employee Benefits Inc. Competitors

MIND C.T.I

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US$40.8m

BSQUARE

NasdaqCM:BSQR

US$37.4m

Bitmine Immersion Technologies

OTCPK:BMNR

US$13.9m

Aware

NasdaqGM:AWRE

US$35.6m

Price History & Performance

Summary of share price highs, lows and changes for Smart Employee Benefits
Historical stock prices
Current Share Price	CA$0.22
52 Week High	CA$0.22
52 Week Low	CA$0.068
Beta	1.66
1 Month Change	-1.54%
3 Month Change	62.83%
1 Year Change	36.67%
3 Year Change	123.79%
5 Year Change	9.80%
Change since IPO	-43.75%

Recent updates

Shareholder Returns

	SEBF.F	US Software	US Market
7D	-1.7%	-0.4%	0.7%
1Y	36.7%	18.9%	23.9%

Return vs Industry: SEBF.F exceeded the US Software industry which returned -16.2% over the past year.

Return vs Market: SEBF.F exceeded the US Market which returned -9.2% over the past year.

Price Volatility

Is SEBF.F's price volatile compared to industry and market?
SEBF.F volatility
SEBF.F Average Weekly Movement	n/a
Software Industry Average Movement	8.0%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: SEBF.F's share price has been volatile over the past 3 months.

Volatility Over Time: Insufficient data to determine SEBF.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	n/a	John McKimm	www.seb-inc.com

Smart Employee Benefits Inc., a technology company, provides business process automation and software solutions, and professional services in Canada and internationally. It operates through Benefits and Technology segments. The Benefits segment offers software solutions, services, and products that focuses on managing group benefit and wellness plans for corporate and government clients.

Smart Employee Benefits Inc. Fundamentals Summary

How do Smart Employee Benefits's earnings and revenue compare to its market cap?
SEBF.F fundamental statistics
Market cap	US$38.07m
Earnings (TTM)	-US$6.30m
Revenue (TTM)	US$47.50m

0.8x

P/S Ratio

-6.0x

P/E Ratio

Is SEBF.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SEBF.F income statement (TTM)
Revenue	CA$64.58m
Cost of Revenue	CA$43.22m
Gross Profit	CA$21.35m
Other Expenses	CA$29.92m
Earnings	-CA$8.56m

Last Reported Earnings

Aug 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	-0.049
Gross Margin	33.07%
Net Profit Margin	-13.26%
Debt/Equity Ratio	-147.7%

How did SEBF.F perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/03/03 17:06
End of Day Share Price	2023/03/02 00:00
Earnings	2022/08/31
Annual Earnings	2021/11/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Smart Employee Benefits Inc. is covered by 2 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Robert Gibson	Octagon Capital Corporation
Christopher Lam	Paradigm Capital, Inc.