Agent Information Software
Market Cap
US$9.1m
Last Updated
2020/05/26 11:31 UTC
Data Sources
Company Financials
Executive Summary
Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet/Web.
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet and good value.
Share Price & News
How has Agent Information Software's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: AIFS's share price has been volatile over the past 3 months.
Market Performance
7 Day Return
0%
AIFS
1.4%
US Software
1.0%
US Market
1 Year Return
-7.3%
AIFS
28.9%
US Software
4.1%
US Market
Return vs Industry: AIFS underperformed the US Software industry which returned 28.9% over the past year.
Return vs Market: AIFS underperformed the US Market which returned 4.1% over the past year.
Shareholder returns
| AIFS | Industry | Market | |
|---|---|---|---|
| 7 Day | 0% | 1.4% | 1.0% |
| 30 Day | 13.3% | 9.8% | 5.4% |
| 90 Day | -15.7% | 8.0% | -5.7% |
| 1 Year | -5.9%-7.3% | 29.9%28.9% | 6.5%4.1% |
| 3 Year | 314.1%308.0% | 128.2%120.3% | 28.3%19.8% |
| 5 Year | 381.5%374.4% | 204.0%185.5% | 52.2%35.0% |
Price Volatility Vs. Market
How volatile is Agent Information Software's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Agent Information Software undervalued compared to its fair value and its price relative to the market?
26.6%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: AIFS ($2.04) is trading below our estimate of fair value ($2.78)
Significantly Below Fair Value: AIFS is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: AIFS is good value based on its PE Ratio (17.1x) compared to the Software industry average (48.3x).
PE vs Market: AIFS is poor value based on its PE Ratio (17.1x) compared to the US market (15.1x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate AIFS's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: AIFS is good value based on its PB Ratio (2.6x) compared to the US Software industry average (5.5x).
Next Steps
Future Growth
How is Agent Information Software forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
14.5%
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Agent Information Software has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine whether Agent Information Software is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Agent Information Software's filings and announcements here.
- Explore growth companies in the Software industry.
Past Performance
How has Agent Information Software performed over the past 5 years?
12.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AIFS has high quality earnings.
Growing Profit Margin: AIFS's current net profit margins (9.5%) are lower than last year (9.9%).
Past Earnings Growth Analysis
Earnings Trend: AIFS's earnings have grown by 12.8% per year over the past 5 years.
Accelerating Growth: AIFS's earnings growth over the past year (3.8%) is below its 5-year average (12.8% per year).
Earnings vs Industry: AIFS earnings growth over the past year (3.8%) underperformed the Software industry 6.3%.
Return on Equity
High ROE: AIFS's Return on Equity (15.2%) is considered low.
Next Steps
Financial Health
How is Agent Information Software's financial position?
Financial Position Analysis
Short Term Liabilities: AIFS's short term assets ($3.6M) exceed its short term liabilities ($2.5M).
Long Term Liabilities: AIFS's short term assets ($3.6M) exceed its long term liabilities ($267.0K).
Debt to Equity History and Analysis
Debt Level: AIFS is debt free.
Reducing Debt: AIFS has no debt compared to 5 years ago when its debt to equity ratio was 4.6%.
Debt Coverage: AIFS has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: AIFS has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Next Steps
Dividend
What is Agent Information Software's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate AIFS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate AIFS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if AIFS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if AIFS's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of AIFS's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
CEO
Agent Information Software has no CEO, or we have no data on them.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Agent Information Software, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Agent Information Software, Inc.
- Ticker: AIFS
- Exchange: OTCPK
- Founded: 1950
- Industry: Application Software
- Sector: Software
- Market Cap: US$9.128m
- Shares outstanding: 4.47m
- Website: https://www.agentinformationsoftware.com
Location
- Agent Information Software, Inc.
- 10535 Foothill Boulevard
- Suite 200
- Rancho Cucamonga
- California
- 91730
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| AIFS | OTCPK (Pink Sheets LLC) | Yes | Common Stock | US | USD | Jan 1975 |
Biography
Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet/Web. The company offers its software products and services to customers in the library community market in the United States and Canada. Agent Information Software, Inc. was founded in 1950 and is based in Rancho Cucamonga, California.Â
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/05/26 11:31 |
| End of Day Share Price | 2020/05/19 00:00 |
| Earnings | 2019/12/31 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.