OTCPK:AIFS

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Agent Information Software

Executive Summary

Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet/Web.


Snowflake Analysis

Flawless balance sheet and good value.

Share Price & News

How has Agent Information Software's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: AIFS's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

0%

AIFS

1.4%

US Software

1.0%

US Market


1 Year Return

-7.3%

AIFS

28.9%

US Software

4.1%

US Market

Return vs Industry: AIFS underperformed the US Software industry which returned 28.9% over the past year.

Return vs Market: AIFS underperformed the US Market which returned 4.1% over the past year.


Shareholder returns

AIFSIndustryMarket
7 Day0%1.4%1.0%
30 Day13.3%9.8%5.4%
90 Day-15.7%8.0%-5.7%
1 Year-5.9%-7.3%29.9%28.9%6.5%4.1%
3 Year314.1%308.0%128.2%120.3%28.3%19.8%
5 Year381.5%374.4%204.0%185.5%52.2%35.0%

Price Volatility Vs. Market

How volatile is Agent Information Software's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Agent Information Software undervalued compared to its fair value and its price relative to the market?

26.6%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: AIFS ($2.04) is trading below our estimate of fair value ($2.78)

Significantly Below Fair Value: AIFS is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: AIFS is good value based on its PE Ratio (17.1x) compared to the Software industry average (48.3x).

PE vs Market: AIFS is poor value based on its PE Ratio (17.1x) compared to the US market (15.1x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate AIFS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: AIFS is good value based on its PB Ratio (2.6x) compared to the US Software industry average (5.5x).


Next Steps

Future Growth

How is Agent Information Software forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

14.5%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Agent Information Software has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Examine whether Agent Information Software is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Agent Information Software's filings and announcements here.
  • Explore growth companies in the Software industry.

Past Performance

How has Agent Information Software performed over the past 5 years?

12.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: AIFS has high quality earnings.

Growing Profit Margin: AIFS's current net profit margins (9.5%) are lower than last year (9.9%).


Past Earnings Growth Analysis

Earnings Trend: AIFS's earnings have grown by 12.8% per year over the past 5 years.

Accelerating Growth: AIFS's earnings growth over the past year (3.8%) is below its 5-year average (12.8% per year).

Earnings vs Industry: AIFS earnings growth over the past year (3.8%) underperformed the Software industry 6.3%.


Return on Equity

High ROE: AIFS's Return on Equity (15.2%) is considered low.


Next Steps

Financial Health

How is Agent Information Software's financial position?


Financial Position Analysis

Short Term Liabilities: AIFS's short term assets ($3.6M) exceed its short term liabilities ($2.5M).

Long Term Liabilities: AIFS's short term assets ($3.6M) exceed its long term liabilities ($267.0K).


Debt to Equity History and Analysis

Debt Level: AIFS is debt free.

Reducing Debt: AIFS has no debt compared to 5 years ago when its debt to equity ratio was 4.6%.

Debt Coverage: AIFS has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: AIFS has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Agent Information Software's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate AIFS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate AIFS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if AIFS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if AIFS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of AIFS's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Agent Information Software has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Agent Information Software, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Agent Information Software, Inc.
  • Ticker: AIFS
  • Exchange: OTCPK
  • Founded: 1950
  • Industry: Application Software
  • Sector: Software
  • Market Cap: US$9.128m
  • Shares outstanding: 4.47m
  • Website: https://www.agentinformationsoftware.com

Location

  • Agent Information Software, Inc.
  • 10535 Foothill Boulevard
  • Suite 200
  • Rancho Cucamonga
  • California
  • 91730
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
AIFSOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJan 1975

Biography

Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet/Web. The company offers its software products and services to customers in the library community market in the United States and Canada. Agent Information Software, Inc. was founded in 1950 and is based in Rancho Cucamonga, California. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/05/26 11:31
End of Day Share Price2020/05/19 00:00
Earnings2019/12/31
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.