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AIFS

Agent Information Software OTCPK:AIFS Stock Report

Last Price

US$1.63

Market Cap

US$7.6m

7D

-15.1%

1Y

-30.3%

Updated

03 Jul, 2022

Data

Company Financials
AIFS fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health6/6
Dividends1/6

AIFS Stock Overview

Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet or Web.

Agent Information Software Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Agent Information Software
Historical stock prices
Current Share PriceUS$1.63
52 Week HighUS$2.25
52 Week LowUS$1.58
Beta0.18
1 Month Change-4.12%
3 Month Change-18.50%
1 Year Change-30.34%
3 Year Change-29.13%
5 Year Change207.55%
Change since IPO226.00%

Recent News & Updates

Shareholder Returns

AIFSUS SoftwareUS Market
7D-15.1%-4.7%-2.5%
1Y-30.3%-23.6%-21.2%

Return vs Industry: AIFS underperformed the US Software industry which returned -23.7% over the past year.

Return vs Market: AIFS underperformed the US Market which returned -21.2% over the past year.

Price Volatility

Is AIFS's price volatile compared to industry and market?
AIFS volatility
AIFS Average Weekly Movementn/a
Software Industry Average Movement11.0%
Market Average Movement8.1%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.3%

Stable Share Price: Insufficient data to determine AIFS's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine AIFS's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1950n/an/ahttps://www.agentinformationsoftware.com

Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet or Web. It offers its software products and services to customers in the library community market in the United States and Canada. The company was founded in 1950 and is headquartered in Rancho Cucamonga, California.

Agent Information Software Fundamentals Summary

How do Agent Information Software's earnings and revenue compare to its market cap?
AIFS fundamental statistics
Market CapUS$7.63m
Earnings (TTM)-US$91.05k
Revenue (TTM)US$5.18m

1.5x

P/S Ratio

-83.8x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
AIFS income statement (TTM)
RevenueUS$5.18m
Cost of RevenueUS$1.84m
Gross ProfitUS$3.34m
Other ExpensesUS$3.43m
Earnings-US$91.05k

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)-0.019
Gross Margin64.54%
Net Profit Margin-1.76%
Debt/Equity Ratio0.0%

How did AIFS perform over the long term?

See historical performance and comparison

Dividends

2.1%

Current Dividend Yield

-182%

Payout Ratio
We’ve recently updated our valuation analysis.

Valuation

Is AIFS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for AIFS?

Other financial metrics that can be useful for relative valuation.

AIFS key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue1x
Enterprise Value/EBITDA-20.3x
PEG Ration/a

Price to Sales Ratio vs Peers

How does AIFS's PS Ratio compare to its peers?

AIFS PS Ratio vs Peers
The above table shows the PS ratio for AIFS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPSEstimated GrowthMarket Cap
Peer Average88.2x
SNWR Sanwire
51.3xn/aUS$8.4m
TPPM Yotta Global
146.6xn/aUS$6.3m
WDLF Decentral Life
65xn/aUS$10.0m
CBTC XTRA Bitcoin
90xn/aUS$5.5m
AIFS Agent Information Software
1.5xn/aUS$7.6m

Price-To-Sales vs Peers: AIFS is good value based on its Price-To-Sales Ratio (1.5x) compared to the peer average (88.2x).


Price to Earnings Ratio vs Industry

How does AIFS's PE Ratio compare vs other companies in the US Software Industry?

Price-To-Sales vs Industry: AIFS is good value based on its Price-To-Sales Ratio (1.5x) compared to the US Software industry average (4.5x)


Price to Sales Ratio vs Fair Ratio

What is AIFS's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AIFS PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio1.5x
Fair PS Ration/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate AIFS's Price-To-Sales Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of AIFS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: AIFS ($1.63) is trading above our estimate of fair value ($0.79)

Significantly Below Fair Value: AIFS is trading above our estimate of fair value.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate AIFS's PEG Ratio to determine if it is good value.


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Future Growth

How is Agent Information Software forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


20.0%

Forecasted Software industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Agent Information Software has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


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  • Examine Agent Information Software's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Agent Information Software's filings and announcements here.

Past Performance

How has Agent Information Software performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-5.9%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: AIFS is currently unprofitable.

Growing Profit Margin: AIFS is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: AIFS is unprofitable, and losses have increased over the past 5 years at a rate of 5.9% per year.

Accelerating Growth: Unable to compare AIFS's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: AIFS is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (26.8%).


Return on Equity

High ROE: AIFS has a negative Return on Equity (-2.38%), as it is currently unprofitable.


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Financial Health

How is Agent Information Software's financial position?

Financial Health Score

6/6

Financial Health Score 6/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: AIFS's short term assets ($3.5M) exceed its short term liabilities ($2.1M).

Long Term Liabilities: AIFS's short term assets ($3.5M) exceed its long term liabilities ($73.0K).


Debt to Equity History and Analysis

Debt Level: AIFS is debt free.

Reducing Debt: AIFS has no debt compared to 5 years ago when its debt to equity ratio was 1.7%.

Debt Coverage: AIFS has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: AIFS has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


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Dividend

What is Agent Information Software current dividend yield, its reliability and sustainability?

Dividend Score

1/6

Dividend Score 1/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


2.15%

Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: AIFS's dividend (2.15%) is higher than the bottom 25% of dividend payers in the US market (1.6%).

High Dividend: AIFS's dividend (2.15%) is low compared to the top 25% of dividend payers in the US market (4.25%).


Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, AIFS has been paying a dividend for less than 10 years.

Growing Dividend: AIFS's dividend payments have increased, but the company has only paid a dividend for 2 years.


Earnings Payout to Shareholders

Earnings Coverage: AIFS is paying a dividend but the company is unprofitable.


Cash Payout to Shareholders

Cash Flow Coverage: AIFS is paying a dividend but the company has no free cash flows.


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Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Agent Information Software has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.2%.


Top Shareholders

Company Information

Agent Information Software, Inc.'s employee growth, exchange listings and data sources


Key Information

  • Name: Agent Information Software, Inc.
  • Ticker: AIFS
  • Exchange: OTCPK
  • Founded: 1950
  • Industry: Application Software
  • Sector: Software
  • Implied Market Cap: US$7.633m
  • Shares outstanding: 4.68m
  • Website: https://www.agentinformationsoftware.com

Location

  • Agent Information Software, Inc.
  • 10535 Foothill Boulevard
  • Suite 200
  • Rancho Cucamonga
  • California
  • 91730
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/07/03 00:00
End of Day Share Price2022/06/27 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.