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Agent Information Software

OTCPK:AIFS
Snowflake Description

Excellent balance sheet with solid track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
AIFS
OTCPK
$9M
Market Cap
  1. Home
  2. US
  3. Software
Company description

Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet/Web. The last earnings update was 88 days ago. More info.


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  • Agent Information Software has significant price volatility in the past 3 months.
AIFS Share Price and Events
7 Day Returns
-2.2%
OTCPK:AIFS
0.1%
US Software
0.5%
US Market
1 Year Returns
165.1%
OTCPK:AIFS
21.2%
US Software
0.8%
US Market
AIFS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Agent Information Software (AIFS) -2.2% 10% - 165.1% 436.6% 1000%
US Software 0.1% 0.5% 6.1% 21.2% 122.6% 150.3%
US Market 0.5% 0.2% 1.1% 0.8% 37.4% 37.5%
1 Year Return vs Industry and Market
  • AIFS outperformed the Software industry which returned 21.2% over the past year.
  • AIFS outperformed the Market in United States of America which returned 0.8% over the past year.
Price Volatility
AIFS
Industry
5yr Volatility vs Market
Related Companies

Value

 Is Agent Information Software undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Agent Information Software to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Agent Information Software.

OTCPK:AIFS Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Extrapolated from most recent financials. See below
Discount Rate (Cost of Equity) See below 9.2%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for OTCPK:AIFS
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
Software Unlevered Beta Simply Wall St/ S&P Global 1.14
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.136 (1 + (1- 21%) (0.12%))
1.092
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.09
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (1.092 * 5.96%)
9.24%

Discounted Cash Flow Calculation for OTCPK:AIFS using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Agent Information Software is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

OTCPK:AIFS DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (USD, Millions) Source Present Value
Discounted (@ 9.24%)
2019 0.68 Est @ 29.11% 0.62
2020 0.83 Est @ 21.2% 0.69
2021 0.96 Est @ 15.66% 0.73
2022 1.07 Est @ 11.78% 0.75
2023 1.16 Est @ 9.06% 0.75
2024 1.25 Est @ 7.16% 0.73
2025 1.32 Est @ 5.83% 0.71
2026 1.39 Est @ 4.9% 0.68
2027 1.44 Est @ 4.25% 0.65
2028 1.50 Est @ 3.79% 0.62
Present value of next 10 years cash flows $6.95
OTCPK:AIFS DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= $1.50 × (1 + 2.73%) ÷ (9.24% – 2.73%)
$23.67
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= $23.67 ÷ (1 + 9.24%)10
$9.78
OTCPK:AIFS Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= $6.95 + $9.78
$16.73
Equity Value per Share
(USD)
= Total value / Shares Outstanding
= $16.73 / 4.27
$3.92
OTCPK:AIFS Discount to Share Price
Calculation Result
Value per share (USD) From above. $3.92
Current discount Discount to share price of $2.20
= -1 x ($2.20 - $3.92) / $3.92
43.9%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Agent Information Software is available for.
Intrinsic value
44%
Share price is $2.2 vs Future cash flow value of $3.92
Current Discount Checks
For Agent Information Software to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Agent Information Software's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Agent Information Software's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Agent Information Software's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Agent Information Software's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
OTCPK:AIFS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in USD $0.12
OTCPK:AIFS Share Price ** OTCPK (2019-06-13) in USD $2.2
United States of America Software Industry PE Ratio Median Figure of 81 Publicly-Listed Software Companies 50.61x
United States of America Market PE Ratio Median Figure of 3,091 Publicly-Listed Companies 17.68x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Agent Information Software.

OTCPK:AIFS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= OTCPK:AIFS Share Price ÷ EPS (both in USD)

= 2.2 ÷ 0.12

18.81x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Agent Information Software is good value based on earnings compared to the US Software industry average.
  • Agent Information Software is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does Agent Information Software's expected growth come at a high price?
Raw Data
OTCPK:AIFS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 18.81x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
-1%per year
United States of America Software Industry PEG Ratio Median Figure of 67 Publicly-Listed Software Companies 3.02x
United States of America Market PEG Ratio Median Figure of 2,125 Publicly-Listed Companies 1.52x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Agent Information Software, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Agent Information Software's assets?
Raw Data
OTCPK:AIFS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in USD $0.68
OTCPK:AIFS Share Price * OTCPK (2019-06-13) in USD $2.2
United States of America Software Industry PB Ratio Median Figure of 220 Publicly-Listed Software Companies 5.75x
United States of America Market PB Ratio Median Figure of 5,244 Publicly-Listed Companies 1.79x
OTCPK:AIFS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= OTCPK:AIFS Share Price ÷ Book Value per Share (both in USD)

= 2.2 ÷ 0.68

3.21x

* Primary Listing of Agent Information Software.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Agent Information Software is good value based on assets compared to the US Software industry average.
X
Value checks
We assess Agent Information Software's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Software industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Software industry average (and greater than 0)? (1 check)
  5. Agent Information Software has a total score of 4/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Agent Information Software expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Agent Information Software, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
-1%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Agent Information Software expected to grow at an attractive rate?
  • Agent Information Software's earnings are expected to decrease over the next 1-3 years, this is below the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Agent Information Software's earnings are expected to decrease over the next 1-3 years, this is below the United States of America market average.
  • Unable to compare Agent Information Software's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
OTCPK:AIFS Future Growth Rates Data Sources
Data Point Source Value (per year)
OTCPK:AIFS Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts -1%
United States of America Software Industry Earnings Growth Rate Market Cap Weighted Average 17.6%
United States of America Software Industry Revenue Growth Rate Market Cap Weighted Average 11.7%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 13.9%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
OTCPK:AIFS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
OTCPK:AIFS Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2018-12-31 5 1 1
2018-09-30 5 1 0
2018-06-30 5 1 0
2018-03-31 5 1 0
2017-12-31 5 1 0
2017-09-30 5 1 0
2017-06-30 5 0
2017-03-31 5 0
2016-12-31 5 1 0
2016-09-30 5 1 0
2016-06-30 5 1 0
2016-03-31 5 1 0

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Agent Information Software's earnings are expected to decrease over the next 1-3 years, this is not considered high growth.
  • Unable to determine if Agent Information Software is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
OTCPK:AIFS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Agent Information Software Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:AIFS Past Financials Data
Date (Data in USD Millions) EPS *
2018-12-31 0.12
2018-09-30 0.11
2018-06-30 0.08
2018-03-31 0.05
2017-12-31 0.07
2017-09-30 0.05
2017-06-30 0.08
2017-03-31 0.07
2016-12-31 0.05
2016-09-30 0.07
2016-06-30 0.01
2016-03-31 0.03

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Agent Information Software will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Agent Information Software's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Agent Information Software has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Agent Information Software performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Agent Information Software's growth in the last year to its industry (Software).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Agent Information Software has delivered over 20% year on year earnings growth in the past 5 years.
  • Agent Information Software's 1-year earnings growth exceeds its 5-year average (80% vs 32.3%)
  • Agent Information Software's earnings growth has exceeded the US Software industry average in the past year (80% vs 32.2%).
Earnings and Revenue History
Agent Information Software's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Agent Information Software Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:AIFS Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 5.15 0.51 3.00 0.27
2018-09-30 5.11 0.46 3.07 0.27
2018-06-30 4.99 0.34 3.03 0.29
2018-03-31 4.97 0.22 3.04 0.36
2017-12-31 4.96 0.28 3.04 0.32
2017-09-30 4.88 0.22 3.10 0.30
2017-06-30 4.88 0.32 2.99 0.23
2017-03-31 4.84 0.32 3.00 0.17
2016-12-31 4.76 0.20 2.98 0.24
2016-09-30 4.72 0.29 2.78 0.16
2016-06-30 4.63 0.05 2.82 0.20
2016-03-31 4.69 0.11 2.80 0.18
2015-12-31 4.74 0.19 2.75 0.16
2015-09-30 4.89 0.51 2.64 0.18
2015-06-30 4.86 0.45 2.59 0.27
2015-03-31 4.66 0.34 2.55 0.32
2014-12-31 4.51 0.17 2.58 0.36
2014-09-30 4.39 -0.28 2.63 0.55
2014-06-30 4.42 -0.16 2.57 0.41
2014-03-31 4.59 -0.07 2.54 0.49
2013-12-31 4.71 0.02 2.50 0.51
2013-09-30 5.02 0.32 2.64 0.55
2013-06-30 5.11 0.32 2.78 0.64
2013-03-31 5.04 0.25 2.93 0.59
2012-12-31 5.01 0.11 3.11 0.57
2012-09-30 4.88 0.20 2.91 0.54
2012-06-30 4.85 -0.03 3.03 0.54

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Agent Information Software has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Agent Information Software used its assets more efficiently than the US Software industry average last year based on Return on Assets.
  • Agent Information Software has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Agent Information Software's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Software industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Agent Information Software has a total score of 5/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Agent Information Software's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Agent Information Software's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Agent Information Software is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Agent Information Software's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Agent Information Software's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 200.8x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Agent Information Software Company Filings, last reported 5 months ago.

OTCPK:AIFS Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 2.97 0.01 2.07
2018-09-30 2.97 0.01 2.07
2018-06-30 2.65 0.02 1.36
2018-03-31 2.53 0.02 1.41
2017-12-31 2.50 0.03 1.50
2017-09-30 2.36 0.03 1.73
2017-06-30 2.31 0.04 0.79
2017-03-31 2.30 0.04 1.11
2016-12-31 2.18 0.05 1.15
2016-09-30 2.14 0.05 1.30
2016-06-30 1.99 0.00 0.62
2016-03-31 1.99 0.01 0.78
2015-12-31 1.99 0.01 1.03
2015-09-30 1.88 0.07 1.04
2015-06-30 1.97 0.07 0.58
2015-03-31 1.94 0.08 0.76
2014-12-31 1.85 0.09 0.71
2014-09-30 1.40 0.09 0.33
2014-06-30 1.55 0.10 0.36
2014-03-31 1.61 0.11 0.38
2013-12-31 1.71 0.11 0.57
2013-09-30 1.72 0.04 0.64
2013-06-30 1.73 0.08 0.43
2013-03-31 1.72 0.05 0.30
2012-12-31 1.72 0.05 0.30
2012-09-30 1.95 0.05 0.84
2012-06-30 1.99 0.28 0.64
  • Agent Information Software's level of debt (0.4%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (6.6% vs 0.4% today).
  • Debt is well covered by operating cash flow (10596.2%, greater than 20% of total debt).
  • Unable to confirm if the interest payments on Agent Information Software's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Agent Information Software's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Agent Information Software has a total score of 5/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Agent Information Software's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Agent Information Software dividends.
If you bought $2,000 of Agent Information Software shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Agent Information Software's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Agent Information Software's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
OTCPK:AIFS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Software Industry Average Dividend Yield Market Cap Weighted Average of 22 Stocks 1.4%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2011 Stocks 2.5%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.5%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Agent Information Software has not reported any payouts.
  • Unable to verify if Agent Information Software's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Agent Information Software's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Agent Information Software has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Agent Information Software's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Agent Information Software afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Agent Information Software has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Agent Information Software's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
  • Agent Information Software has no CEO, or we have no data on them.
Management Team

Paul Cope

TITLE
President
COMPENSATION
$116K
AGE
62
TENURE
14.2 yrs

Daniel Luebben

TITLE
Chief Financial Officer and Secretary
COMPENSATION
$118K
AGE
69

Eric Jung

TITLE
Vice President of Customer Service
COMPENSATION
$98K
AGE
67

Albert Flores

TITLE
Vice President of Sales and Marketing
COMPENSATION
$101K
AGE
52
TENURE
30.7 yrs
Board of Directors

Robert Cope

TITLE
Chairman
COMPENSATION
$41K
AGE
82

Thomas Dudley

TITLE
Director
COMPENSATION
$25K
AGE
86
TENURE
16.9 yrs

Larry Hebert

TITLE
Director
COMPENSATION
$23K
TENURE
12.3 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Agent Information Software's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Agent Information Software has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Company Info

Description

Agent Information Software, Inc., together with its subsidiaries, provides software products and services used to create, manage, publish, and access information content through Internet/Web. The company offers its software products and services to customers in the library community market in the United States and Canada. Agent Information Software, Inc. was founded in 1950 and is headquartered in Ontario, California.

Details
Name: Agent Information Software, Inc.
AIFS
Exchange: OTCPK
Founded: 1950
$9,393,142
4,269,610
Website: http://www.agentinformationsoftware.com
Address: Agent Information Software, Inc.
430 North Vineyard Avenue,
Suite 100,
Ontario,
California, 91764,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
OTCPK AIFS Common Stock Pink Sheets LLC US USD 31. Jan 1975
Number of employees
Current staff
Staff numbers
0
Agent Information Software employees.
Industry
Application Software
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/06/15 23:32
End of day share price update: 2019/06/13 00:00
Last earnings filing: 2019/03/19
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.