MoneyGram International, Inc., together with its subsidiaries, provides money transfer services in the United States and internationally.
Slightly overvalued with imperfect balance sheet.
Share Price & News
How has MoneyGram International's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: MGI's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: MGI underperformed the US IT industry which returned -2.8% over the past year.
Return vs Market: MGI underperformed the US Market which returned -10.4% over the past year.
Price Volatility Vs. Market
How volatile is MoneyGram International's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StMoneyGram International, Inc. Just Reported Earnings, And Analysts Cut Their Target Price
1 month ago | Simply Wall StIs MoneyGram International, Inc.'s (NASDAQ:MGI) CEO Salary Justified?
4 months ago | Simply Wall StEarnings Release: Here's Why Analysts Cut Their MoneyGram International, Inc. Price Target To US$3.75
Is MoneyGram International undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: MGI ($1.27) is trading below our estimate of fair value ($4.38)
Significantly Below Fair Value: MGI is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: MGI is unprofitable, so we can't compare its PE Ratio to the IT industry average.
PE vs Market: MGI is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MGI's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MGI has negative assets, so we can't compare its PB Ratio to the US IT industry average.
How is MoneyGram International forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: MGI is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: MGI is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: MGI is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: MGI's revenue is expected to decline over the next 3 years (-1% per year).
High Growth Revenue: MGI's revenue is forecast to decline over the next 3 years (-1% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: MGI's Return on Equity is forecast to be low in 3 years time (5.6%).
How has MoneyGram International performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MGI is currently unprofitable.
Growing Profit Margin: MGI is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: MGI is unprofitable, and losses have increased over the past 5 years at a rate of -20.4% per year.
Accelerating Growth: Unable to compare MGI's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: MGI is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (13.4%).
Return on Equity
High ROE: MGI's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
How is MoneyGram International's financial position?
Financial Position Analysis
Short Term Liabilities: MGI has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: MGI has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: MGI has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: MGI's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Inventory Level: MGI has a low level of unsold assets or inventory.
Debt Coverage by Assets: MGI has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable MGI has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: MGI is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 25.3% per year.
What is MoneyGram International's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MGI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate MGI's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MGI's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MGI's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: MGI is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MGI's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Alex Holmes (44yo)
Mr. W. Alexander Holmes, also known as Alex, has been Chief Executive Officer of Moneygram International Inc. since January 1, 2016 and Chairman of the Board since February 2, 2018. Mr. Holmes served as th ...
CEO Compensation Analysis
Compensation vs Market: Alex's total compensation ($USD5.20M) is above average for companies of similar size in the US market ($USD602.37K).
Compensation vs Earnings: Alex's compensation has increased whilst the company is unprofitable.
|Chairman & CEO||4.17yrs||US$5.20m||0.81% $741.1k|
|Executive VP||4.17yrs||US$1.48m||0.24% $218.2k|
|Chief Operating Officer||3.83yrs||US$1.68m||0.19% $170.4k|
|Chief Revenue Officer||7yrs||US$2.79m||0.44% $401.8k|
|Chief Compliance Officer||4yrs||no data||0.16% $147.4k|
|General Counsel & Corporate Secretary||0.42yr||no data||0.42% $383.1k|
|Senior Vice President of Global Security and Investigations||no data||no data||no data|
|Head of Asia Pacific||4.25yrs||no data||no data|
|Head of Marketing||no data||no data||no data|
|Independent Consultant||11.83yrs||US$917.49k||no data|
Experienced Management: MGI's management team is considered experienced (4.2 years average tenure).
|Chairman & CEO||4.17yrs||US$5.20m||0.81% $741.1k|
|Independent Director||9.83yrs||US$235.00k||0.16% $145.4k|
|Director||12yrs||no data||no data|
|Independent Director||9.83yrs||US$245.00k||0.10% $92.0k|
|Director||11.25yrs||no data||no data|
|Independent Director||9.83yrs||US$245.00k||0.11% $98.3k|
|Independent Director||7.83yrs||US$245.00k||0.092% $84.2k|
|Independent Director||6yrs||US$225.00k||0.091% $83.8k|
|Independent Director||4yrs||US$225.00k||0.066% $60.4k|
Experienced Board: MGI's board of directors are considered experienced (9.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 10.6%.
MoneyGram International, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: MoneyGram International, Inc.
- Ticker: MGI
- Exchange: NasdaqGS
- Founded: 1940
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: US$91.783m
- Shares outstanding: 72.27m
- Website: https://corporate.moneygram.com
Number of Employees
- MoneyGram International, Inc.
- 2828 North Harwood Street
- 15th Floor
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|MGI||NasdaqGS (Nasdaq Global Select)||Yes||Common Stock||US||USD||Jun 2004|
|9M1N||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jun 2004|
MoneyGram International, Inc., together with its subsidiaries, provides money transfer services in the United States and internationally. The company operates through two segments, Global Funds Transfer and Financial Paper Products. The Global Funds Transfer segment offers money transfer services and bill payment services primarily to unbanked and underbanked consumers. The Financial Paper Products segment provides money orders to consumers through its agents and financial institutions; and official check outsourcing services for financial institutions. This segment sells its money orders under the MoneyGram brand and on a private label or co-branded basis with retail and financial institution. The company also offers digital solutions, such as moneygram.com, mobile solutions, account deposit, and kiosk-based services. MoneyGram International, Inc. announced that it has entered into a strategic partnership with Suez Canal Bank. MoneyGram International, Inc. was founded in 1940 and is based in Dallas, Texas.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/31 01:03|
|End of Day Share Price||2020/03/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.