Conn's, Inc. operates as a specialty retailer of durable consumer goods and related services in the United States.
Undervalued with questionable track record.
Share Price & News
How has Conn's's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CONN's share price has been volatile over the past 3 months.
7 Day Return
US Specialty Retail
1 Year Return
US Specialty Retail
Return vs Industry: CONN underperformed the US Specialty Retail industry which returned -3.8% over the past year.
Return vs Market: CONN underperformed the US Market which returned 4.6% over the past year.
Price Volatility Vs. Market
How volatile is Conn's's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StHow Do Conn's, Inc.’s (NASDAQ:CONN) Returns On Capital Compare To Peers?
1 month ago | Simply Wall StDouglas Martin Is The Director of Conn's, Inc. (NASDAQ:CONN) And They Just Picked Up 7.7% More Shares
1 month ago | Simply Wall StEarnings Miss: Conn's, Inc. Missed EPS By 9.8% And Analysts Are Revising Their Forecasts
Is Conn's undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CONN ($7.79) is trading below our estimate of fair value ($52.43)
Significantly Below Fair Value: CONN is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CONN is good value based on its PE Ratio (4.2x) compared to the Specialty Retail industry average (12.6x).
PE vs Market: CONN is good value based on its PE Ratio (4.2x) compared to the US market (15.1x).
Price to Earnings Growth Ratio
PEG Ratio: CONN's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: CONN is good value based on its PB Ratio (0.4x) compared to the US Specialty Retail industry average (1x).
How is Conn's forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CONN's earnings are forecast to decline over the next 3 years (-74.9% per year).
Earnings vs Market: CONN's earnings are forecast to decline over the next 3 years (-74.9% per year).
High Growth Earnings: CONN's earnings are forecast to decline over the next 3 years.
Revenue vs Market: CONN's revenue is expected to decline over the next 3 years (-6% per year).
High Growth Revenue: CONN's revenue is forecast to decline over the next 3 years (-6% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CONN's Return on Equity is forecast to be low in 3 years time (4.9%).
How has Conn's performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CONN has high quality earnings.
Growing Profit Margin: CONN's current net profit margins (3.6%) are lower than last year (4.8%).
Past Earnings Growth Analysis
Earnings Trend: CONN's earnings have grown significantly by 24.1% per year over the past 5 years.
Accelerating Growth: CONN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CONN had negative earnings growth (-24.2%) over the past year, making it difficult to compare to the Specialty Retail industry average (-3.4%).
Return on Equity
High ROE: CONN's Return on Equity (8.9%) is considered low.
How is Conn's's financial position?
Financial Position Analysis
Short Term Liabilities: CONN's short term assets ($1.1B) exceed its short term liabilities ($162.3M).
Long Term Liabilities: CONN's short term assets ($1.1B) do not cover its long term liabilities ($1.4B).
Debt to Equity History and Analysis
Debt Level: CONN's debt to equity ratio (162.8%) is considered high.
Reducing Debt: CONN's debt to equity ratio has increased from 118.1% to 162.8% over the past 5 years.
Debt Coverage: CONN's debt is not well covered by operating cash flow (7.8%).
Interest Coverage: Insufficient data to determine if CONN's interest payments on its debt are well covered by EBIT.
What is Conn's's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CONN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CONN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CONN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CONN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CONN's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Norm Miller (58yo)
Mr. Norman L. Miller, also known as Norm, has been the Chief Executive Officer and President of Conn’s Inc. since September 7, 2015. Mr. Miller served as the President and Chief Operating Officer of Retail ...
CEO Compensation Analysis
Compensation vs Market: Norm's total compensation ($USD1.04M) is about average for companies of similar size in the US market ($USD1.42M).
Compensation vs Earnings: Norm's compensation has been consistent with company performance over the past year.
|Chairman of the Board||4.67yrs||US$1.04m||1.59% $3.6m|
|Executive VP & CFO||0.92yr||US$697.46k||0.17% $376.1k|
|Executive VP & COO||0.92yr||US$1.35m||0.39% $890.0k|
|President of Retail||0.92yr||US$875.71k||no data|
|Vice President & Chief Accounting Officer||1yr||no data||0.039% $88.1k|
|VP & Chief Information Officer||5.75yrs||US$567.92k||0.12% $273.5k|
|VP, General Counsel & Corporate Secretary||3.83yrs||US$1.10m||0.13% $294.1k|
|VP & Chief Marketing Officer||2yrs||US$984.29k||0.0073% $16.6k|
|VP & Chief Human Resources Officer||4.5yrs||US$814.07k||0.17% $383.2k|
Experienced Management: CONN's management team is considered experienced (2 years average tenure).
|Chairman of the Board||4.67yrs||US$1.04m||1.59% $3.6m|
|Independent Director||0.17yr||no data||no data|
|Lead Independent Director||7.75yrs||US$242.36k||0.35% $796.1k|
|Independent Director||8yrs||US$180.00k||0.075% $170.5k|
|Independent Director||7.75yrs||US$180.00k||0.098% $221.1k|
|Independent Director||4.17yrs||US$180.00k||0.038% $85.6k|
|Independent Director||4.17yrs||US$200.00k||0.066% $149.1k|
|Independent Director||5.75yrs||US$195.00k||0.13% $303.6k|
Experienced Board: CONN's board of directors are considered experienced (5.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CONN insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Conn's, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Conn's, Inc.
- Ticker: CONN
- Exchange: NasdaqGS
- Founded: 1890
- Industry: Computer and Electronics Retail
- Sector: Retail
- Market Cap: US$225.966m
- Shares outstanding: 29.01m
- Website: https://www.conns.com
Number of Employees
- Conn's, Inc.
- 2445 Technology Forest Boulevard
- Suite 800
- The Woodlands
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CONN||NasdaqGS (Nasdaq Global Select)||Yes||Common Stock||US||USD||Nov 2003|
|CN4||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Nov 2003|
Conn's, Inc. operates as a specialty retailer of durable consumer goods and related services in the United States. It operates through two segments, Retail and Credit. The company’s stores offer furniture and mattress, including furniture and related accessories for the living room, dining room, and bedroom, as well as traditional and specialty mattresses; and home appliances, such as refrigerators, freezers, washers, dryers, dishwashers, and ranges. Its stores also provide consumer electronics comprising LED, OLED, QLED, 4K Ultra HD, smart televisions, gaming products, and home theater and portable audio equipment; and home office products that include computers, printers, and accessories. In addition, the company offers short- and medium-term financing to its retail customers; and product support services, which comprise next-day delivery and installation services, credit insurance products, product repair services, and repair service agreements. As of April 14, 2020, it operated approximately 139 retail locations in Alabama, Arizona, Colorado, Georgia, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. The company was founded in 1890 and is based in The Woodlands, Texas.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/05/28 02:51|
|End of Day Share Price||2020/05/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.