ZhongAn Online P & C Insurance Balance Sheet Health
Financial Health criteria checks 5/6
ZhongAn Online P & C Insurance has a total shareholder equity of CN¥17.9B and total debt of CN¥13.1B, which brings its debt-to-equity ratio to 73.4%. Its total assets and total liabilities are CN¥49.3B and CN¥31.4B respectively. ZhongAn Online P & C Insurance's EBIT is CN¥9.9M making its interest coverage ratio 0. It has cash and short-term investments of CN¥26.1B.
Key information
73.4%
Debt to equity ratio
CN¥13.10b
Debt
| Interest coverage ratio | 0.02x |
| Cash | CN¥26.09b |
| Equity | CN¥17.85b |
| Total liabilities | CN¥31.41b |
| Total assets | CN¥49.26b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: ZZHG.F's short term assets (CN¥27.7B) exceed its short term liabilities (CN¥9.6B).
Long Term Liabilities: ZZHG.F's short term assets (CN¥27.7B) exceed its long term liabilities (CN¥21.8B).
Debt to Equity History and Analysis
Debt Level: ZZHG.F has more cash than its total debt.
Reducing Debt: ZZHG.F's debt to equity ratio has increased from 9.7% to 73.4% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable ZZHG.F has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: ZZHG.F is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 14.7% per year.