T&D Holdings, Inc.

OTCPK:TDHO.F Stock Report

Market Cap: US$8.1b

T&D Holdings Valuation

Is TDHO.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of TDHO.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: TDHO.F ($15.64) is trading below our estimate of fair value ($27.7)

Significantly Below Fair Value: TDHO.F is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for TDHO.F?

Key metric: As TDHO.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for TDHO.F. This is calculated by dividing TDHO.F's market cap by their current earnings.
What is TDHO.F's PE Ratio?
PE Ratio10.4x
EarningsJP¥121.15b
Market CapJP¥1.26t

Price to Earnings Ratio vs Peers

How does TDHO.F's PE Ratio compare to its peers?

The above table shows the PE ratio for TDHO.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11.5x
GL Globe Life
8.5x3.7%US$9.3b
PRI Primerica
14.6x6.8%US$10.1b
UNM Unum Group
7.9x-3.9%US$13.8b
CNO CNO Financial Group
15x12.4%US$4.1b
TDHO.F T&D Holdings
10.4x5.9%US$1.3t

Price-To-Earnings vs Peers: TDHO.F is good value based on its Price-To-Earnings Ratio (10.4x) compared to the peer average (11.5x).

Price to Earnings Ratio vs Industry

How does TDHO.F's PE Ratio compare vs other companies in the US Insurance Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
UTGN UTG
2xn/aUS$89.08m
AORE.F American Overseas Group
2.1xn/aUS$16.68m
CUII China United Insurance Service
0.0003xn/aUS$3.13k
No more companies available in this PE range
TDHO.F 10.4xIndustry Avg. 13.7xNo. of Companies15PE01020304050+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: TDHO.F is good value based on its Price-To-Earnings Ratio (10.4x) compared to the US Insurance industry average (13.7x).

Price to Earnings Ratio vs Fair Ratio

What is TDHO.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TDHO.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.4x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TDHO.F's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst TDHO.F forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$15.64
US$20.34
+30.0%
12.1%US$23.67US$16.25n/a9
Nov ’25US$16.07
US$21.37
+33.0%
12.1%US$24.87US$17.07n/a9
Oct ’25n/a
US$22.09
0%
12.1%US$25.71US$17.65n/a9
Sep ’25n/a
US$21.94
0%
12.4%US$25.57US$17.55n/a9
Aug ’25n/a
US$20.77
0%
9.4%US$24.06US$18.14n/a8
Jul ’25n/a
US$19.69
0%
9.9%US$23.18US$17.48n/a8
Jun ’25n/a
US$19.56
0%
10.1%US$22.83US$17.57n/a8
May ’25US$16.85
US$19.34
+14.8%
8.5%US$22.86US$17.59n/a8
Apr ’25n/a
US$19.52
0%
10.3%US$23.75US$16.49n/a9
Mar ’25n/a
US$19.28
0%
8.6%US$21.93US$16.61n/a10
Feb ’25US$14.67
US$19.48
+32.8%
11.2%US$22.82US$15.91n/a10
Jan ’25US$15.20
US$19.59
+28.9%
11.2%US$22.96US$16.00n/a10
Dec ’24n/a
US$18.90
0%
11.3%US$23.22US$15.26n/a11
Nov ’24US$17.17
US$18.60
+8.3%
13.9%US$23.36US$14.02US$16.0711
Oct ’24n/a
US$17.69
0%
14.8%US$23.40US$14.04n/a10
Sep ’24n/a
US$16.72
0%
9.8%US$19.88US$14.40n/a10
Aug ’24n/a
US$16.43
0%
9.6%US$20.10US$14.56n/a9
Jul ’24n/a
US$16.43
0%
9.6%US$20.10US$14.56n/a9
Jun ’24n/a
US$15.48
0%
17.4%US$21.03US$12.20n/a9
May ’24n/a
US$16.19
0%
15.8%US$21.88US$12.70US$16.8511
Apr ’24n/a
US$16.43
0%
15.8%US$22.06US$12.80n/a10
Mar ’24n/a
US$16.48
0%
14.6%US$21.71US$12.60n/a10
Feb ’24n/a
US$16.27
0%
15.2%US$22.56US$13.09US$14.6711
Jan ’24n/a
US$14.96
0%
15.7%US$20.22US$11.23US$15.2012
Dec ’23n/a
US$13.65
0%
15.9%US$19.26US$10.70n/a12
Nov ’23n/a
US$13.10
0%
15.8%US$18.45US$10.25US$17.1712

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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