Hiscox has been growing earnings at an average annual rate of 43.7%, while the Insurance industry saw earnings growing at 14.6% annually. Revenues have been growing at an average rate of 7.4% per year. Hiscox's return on equity is 15.3%, and it has net margins of 15%.
Key information
43.73%
Earnings growth rate
44.23%
EPS growth rate
Insurance Industry Growth
8.02%
Revenue growth rate
7.37%
Return on equity
15.30%
Net Margin
15.01%
Next Earnings Update
05 Aug 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Hiscox makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:HCXL.Y Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 25
4,025
604
109
0
30 Sep 25
3,976
600
108
0
30 Jun 25
3,927
595
106
0
31 Mar 25
3,868
611
103
0
31 Dec 24
3,808
627
101
0
30 Sep 24
3,794
674
118
0
30 Jun 24
3,780
721
135
0
31 Mar 24
3,740
716
110
0
31 Dec 23
3,700
712
85
0
30 Sep 23
3,483
591
75
0
30 Jun 23
3,267
470
66
0
31 Mar 23
3,121
362
66
0
31 Dec 22
2,975
254
66
0
30 Sep 22
2,921
179
202
0
30 Jun 22
2,866
104
339
0
31 Mar 22
2,944
147
481
0
31 Dec 21
3,023
190
622
0
30 Sep 21
3,047
83
577
0
30 Jun 21
3,071
-24
532
0
31 Mar 21
3,035
-159
552
0
31 Dec 20
3,000
-294
573
0
30 Sep 20
2,930
-270
597
0
30 Jun 20
2,860
-247
622
0
31 Mar 20
2,886
-99
607
0
31 Dec 19
2,912
49
592
0
30 Sep 19
2,868
82
592
0
30 Jun 19
2,824
115
592
0
31 Mar 19
2,741
116
600
0
31 Dec 18
2,659
118
608
0
30 Sep 18
2,645
88
595
0
30 Jun 18
2,632
59
583
0
31 Mar 18
2,604
46
555
0
31 Dec 17
2,575
34
527
0
30 Sep 17
2,653
177
564
0
30 Jun 17
2,508
304
551
0
31 Mar 17
2,348
360
524
0
31 Dec 16
2,198
415
499
0
30 Sep 16
2,175
399
505
0
30 Jun 16
2,090
370
498
0
31 Mar 16
2,203
351
528
0
31 Dec 15
2,194
310
529
0
30 Sep 15
2,224
330
521
0
30 Jun 15
2,284
355
518
0
Quality Earnings: HCXL.Y has a high level of non-cash earnings.
Growing Profit Margin: HCXL.Y's current net profit margins (15%) are lower than last year (16.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HCXL.Y has become profitable over the past 5 years, growing earnings by 43.7% per year.
Accelerating Growth: HCXL.Y's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: HCXL.Y had negative earnings growth (-3.7%) over the past year, making it difficult to compare to the Insurance industry average (36.5%).
Return on Equity
High ROE: HCXL.Y's Return on Equity (15.3%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/09 13:55
End of Day Share Price
2026/06/09 00:00
Earnings
2025/12/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Hiscox Ltd is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.