FBD Holdings has been growing earnings at an average annual rate of 4.6%, while the Insurance industry saw earnings growing at 14.6% annually. Revenues have been growing at an average rate of 8.7% per year. FBD Holdings's return on equity is 9.9%, and it has net margins of 9.2%.
Key information
4.58%
Earnings growth rate
4.12%
EPS growth rate
Insurance Industry Growth
8.02%
Revenue growth rate
8.67%
Return on equity
9.88%
Net Margin
9.24%
Next Earnings Update
07 Aug 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How FBD Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:FBDH.Y Revenue, expenses and earnings (EUR Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 25
508
47
0
0
30 Sep 25
496
50
0
0
30 Jun 25
484
54
0
0
31 Mar 25
474
60
0
0
31 Dec 24
465
67
0
0
30 Sep 24
456
65
0
0
30 Jun 24
446
64
0
0
31 Mar 24
434
67
0
0
31 Dec 23
423
69
0
0
30 Sep 23
409
79
0
0
30 Jun 23
395
88
0
0
31 Mar 23
380
73
0
0
31 Dec 22
365
57
0
0
30 Sep 22
360
68
26
0
30 Jun 22
355
79
52
0
31 Mar 22
357
88
72
0
31 Dec 21
358
96
92
0
30 Sep 21
356
64
88
0
30 Jun 21
354
32
84
0
31 Mar 21
345
18
86
0
31 Dec 20
337
4
87
0
30 Sep 20
340
30
86
0
30 Jun 20
343
56
86
0
31 Mar 20
354
77
86
0
31 Dec 19
365
98
86
0
30 Sep 19
362
79
86
0
30 Jun 19
358
60
85
0
31 Mar 19
354
51
85
0
31 Dec 18
349
42
84
0
30 Sep 18
348
45
83
0
30 Jun 18
347
49
83
0
31 Mar 18
344
46
82
0
31 Dec 17
342
43
82
0
30 Sep 17
338
33
81
0
30 Jun 17
334
24
81
0
31 Mar 17
329
17
78
0
31 Dec 16
323
9
75
0
30 Sep 16
328
7
79
0
30 Jun 16
332
5
82
0
31 Mar 16
337
-35
87
0
31 Dec 15
343
-75
92
0
30 Jun 15
334
-93
0
0
Quality Earnings: FBDH.Y has high quality earnings.
Growing Profit Margin: FBDH.Y's current net profit margins (9.2%) are lower than last year (14.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FBDH.Y's earnings have grown by 4.6% per year over the past 5 years.
Accelerating Growth: FBDH.Y's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FBDH.Y had negative earnings growth (-29.9%) over the past year, making it difficult to compare to the Insurance industry average (36.5%).
Return on Equity
High ROE: FBDH.Y's Return on Equity (9.9%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/10 22:58
End of Day Share Price
2026/05/06 00:00
Earnings
2025/12/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
FBD Holdings plc is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.