First Acceptance Past Earnings Performance

Past criteria checks 2/6

First Acceptance has been growing earnings at an average annual rate of 44.5%, while the Insurance industry saw earnings growing at 11.4% annually. Revenues have been growing at an average rate of 20.3% per year. First Acceptance's return on equity is 13.1%, and it has net margins of 4.1%.

Key information

44.55%

Earnings growth rate

44.79%

EPS growth rate

Insurance Industry Growth	8.02%
Revenue growth rate	20.33%
Return on equity	13.13%
Net Margin	4.13%
Last Earnings Update	31 Mar 2025

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How First Acceptance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:FACO Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Mar 25	539	22	158
31 Dec 24	559	26	158
30 Sep 24	649	81	0
30 Jun 24	653	82	0
31 Mar 24	608	80	0
31 Dec 23	488	74	178
30 Sep 23	432	9	0
30 Jun 23	375	-6	0
31 Mar 23	333	-13	0
31 Dec 22	302	-17	136
30 Sep 22	281	-21	0
30 Jun 22	280	-13	0
31 Mar 22	284	-6	0
31 Dec 21	285	-1	0
30 Sep 21	286	6	0
30 Jun 21	280	11	0
31 Mar 21	275	14	0
31 Dec 20	270	10	0
30 Sep 20	270	7	0
30 Jun 20	271	7	0
31 Mar 20	280	7	0
31 Dec 19	293	15	0
30 Sep 19	298	20	-84
30 Jun 19	308	20	0
31 Mar 19	318	19	2
31 Dec 18	324	18	0
30 Sep 18	332	5	112
30 Jun 18	337	2	56
31 Mar 18	342	-4	112
31 Dec 17	348	-9	112
30 Sep 17	353	-2	110
30 Jun 17	369	-4	112
31 Mar 17	380	-23	114
31 Dec 16	388	-29	116
30 Sep 16	389	-25	115
30 Jun 16	375	-28	115
31 Mar 16	354	-8	108
31 Dec 15	332	-2	105
30 Sep 15	311	20	100
30 Jun 15	289	25	91
31 Mar 15	276	28	89
31 Dec 14	263	28	88

Quality Earnings: FACO has high quality earnings.

Growing Profit Margin: FACO's current net profit margins (4.1%) are lower than last year (13.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FACO's earnings have grown significantly by 44.5% per year over the past 5 years.

Accelerating Growth: FACO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FACO had negative earnings growth (-72.1%) over the past year, making it difficult to compare to the Insurance industry average (10.9%).

Return on Equity

High ROE: FACO's Return on Equity (13.1%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/11 22:59
End of Day Share Price	2025/11/11 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Acceptance Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.