COFACE Past Earnings Performance

Past criteria checks 3/6

COFACE has been growing earnings at an average annual rate of 17.6%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 6.3% per year. COFACE's return on equity is 12.3%, and it has net margins of 13.7%.

Key information

17.6%

Earnings growth rate

16.0%

EPS growth rate

Insurance Industry Growth	8.0%
Revenue growth rate	6.3%
Return on equity	12.3%
Net Margin	13.7%
Next Earnings Update	20 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How COFACE makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:COFA.F Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	1,888	258	615
30 Jun 24	1,878	254	530
31 Mar 24	1,879	248	617
31 Dec 23	1,879	241	613
30 Sep 23	1,885	244	865
30 Jun 23	1,905	234	611
31 Mar 23	1,876	249	609
31 Dec 22	1,833	240	604
30 Sep 22	1,756	219	66
30 Jun 22	1,683	235	304
31 Mar 22	1,639	220	289
31 Dec 21	1,595	224	271
30 Sep 21	1,561	221	271
30 Jun 21	1,532	182	263
31 Mar 21	1,488	127	255
31 Dec 20	1,478	83	262
30 Sep 20	1,493	82	272
30 Jun 20	1,496	92	272
31 Mar 20	1,521	123	278
31 Dec 19	1,519	147	275
30 Sep 19	1,480	141	242
30 Jun 19	1,474	138	249
31 Mar 19	1,444	123	247
01 Jan 19	1,426	122	241
30 Sep 18	1,420	126	261
30 Jun 18	1,387	126	248
31 Mar 18	1,392	111	250
01 Jan 18	1,402	83	254
30 Sep 17	1,402	82	257
30 Jun 17	1,435	36	267
31 Mar 17	1,437	27	274
31 Dec 16	1,450	42	275
30 Sep 16	1,515	42	275
30 Jun 16	1,486	86	275
31 Mar 16	1,515	108	272
31 Dec 15	1,540	126	270
30 Sep 15	1,513	120	278
30 Jun 15	1,527	122	275
31 Mar 15	1,504	129	271
31 Dec 14	1,483	125	269
30 Sep 14	1,477	132	260
30 Jun 14	1,477	129	259
31 Mar 14	1,506	134	254

Quality Earnings: COFA.F has high quality earnings.

Growing Profit Margin: COFA.F's current net profit margins (13.7%) are higher than last year (13%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: COFA.F's earnings have grown by 17.6% per year over the past 5 years.

Accelerating Growth: COFA.F's earnings growth over the past year (5.8%) is below its 5-year average (17.6% per year).

Earnings vs Industry: COFA.F earnings growth over the past year (5.8%) did not outperform the Insurance industry 35.6%.

Return on Equity

High ROE: COFA.F's Return on Equity (12.3%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/21 10:37
End of Day Share Price	2024/12/10 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

COFACE SA is covered by 12 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Benoit De Broissia	Banco BPI, S.A.
Aurelia Sarah Faure	Banco Santander
Michael Huttner	Berenberg