Baloise Holding AG

OTCPK:BLHE.Y Stock Report

Market Cap: US$8.3b

Baloise Holding Past Earnings Performance

Past criteria checks 2/6

Baloise Holding's earnings have been declining at an average annual rate of -20.6%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been declining at an average rate of 12.5% per year. Baloise Holding's return on equity is 7.2%, and it has net margins of 4.3%.

Key information

-20.6%

Earnings growth rate

-20.1%

EPS growth rate

Insurance Industry Growth8.0%
Revenue growth rate-12.5%
Return on equity7.2%
Net Margin4.3%
Next Earnings Update25 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Baloise Holding makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:BLHE.Y Revenue, expenses and earnings (CHF Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 245,87225400
31 Mar 245,82824700
31 Dec 235,78524000
30 Sep 235,73523900
30 Jun 235,68523900
31 Mar 235,66224300
31 Dec 225,64024800
30 Sep 226,3693742180
30 Jun 227,0995014350
31 Mar 228,6615456460
31 Dec 2110,2225888570
30 Sep 2110,4985748480
30 Jun 2110,7745598400
31 Mar 219,6524978360
31 Dec 208,5314348320
30 Sep 208,3554568320
30 Jun 208,1794778330
31 Mar 209,4505868240
31 Dec 1910,7216948160
30 Sep 199,8296718070
30 Jun 198,9366497990
31 Mar 197,9955868050
31 Dec 187,0545238110
30 Sep 187,7515218000
30 Jun 188,4485197890
31 Mar 188,8415337780
31 Dec 179,2345487660
30 Sep 179,1905797630
30 Jun 179,1476107590
31 Mar 178,9405737620
31 Dec 168,7335357640
30 Sep 168,4615117690
30 Jun 168,1904877730
31 Mar 168,4465007670
31 Dec 158,7025127610
30 Sep 159,1625617800
30 Jun 159,6226107980
31 Mar 159,8836608320
31 Dec 1410,1457118670
30 Sep 1410,1706348870
30 Jun 1410,1965589080
31 Mar 149,8955059030
31 Dec 139,5954538970

Quality Earnings: BLHE.Y has a high level of non-cash earnings.

Growing Profit Margin: BLHE.Y's current net profit margins (4.3%) are higher than last year (4.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BLHE.Y's earnings have declined by 20.6% per year over the past 5 years.

Accelerating Growth: BLHE.Y's earnings growth over the past year (6.2%) exceeds its 5-year average (-20.6% per year).

Earnings vs Industry: BLHE.Y earnings growth over the past year (6.2%) did not outperform the Insurance industry 36.4%.

Return on Equity

High ROE: BLHE.Y's Return on Equity (7.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 07:35
End of Day Share Price 2024/11/21 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Baloise Holding AG is covered by 22 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dieter HeinAlphaValue
Guenther HollfelderBaader Helvea Equity Research
Stefan SchürmannBank Vontobel AG