Oxbridge Re Holdings
Market Cap
US$13.1m
Last Updated
2021/01/24 01:06 UTC
Data Sources
Company Financials
Executive Summary
Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. More Details
Risk Analysis
Snowflake Analysis
Excellent balance sheet with weak fundamentals.
Similar Companies
Share Price & News
How has Oxbridge Re Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: OXBR is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 14% a week.
Volatility Over Time: OXBR's weekly volatility has decreased from 31% to 14% over the past year, but is still higher than 75% of US stocks.
Market Performance
7 Day Return
-9.1%
OXBR
-1.0%
US Insurance
2.3%
US Market
1 Year Return
110.1%
OXBR
-4.5%
US Insurance
23.8%
US Market
Return vs Industry: OXBR exceeded the US Insurance industry which returned -4.5% over the past year.
Return vs Market: OXBR exceeded the US Market which returned 23.8% over the past year.
Shareholder returns
| OXBR | Industry | Market | |
|---|---|---|---|
| 7 Day | -9.1% | -1.0% | 2.3% |
| 30 Day | 36.3% | 1.6% | 4.8% |
| 90 Day | 16.2% | 11.8% | 14.5% |
| 1 Year | 110.1%110.1% | -1.8%-4.5% | 26.6%23.8% |
| 3 Year | 1.7%1.7% | 8.9%0.6% | 45.0%35.4% |
| 5 Year | -52.2%-59.0% | 66.6%45.7% | 126.2%101.0% |
Long-Term Price Volatility Vs. Market
How volatile is Oxbridge Re Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall St
Key Things To Understand About Oxbridge Re Holdings' (NASDAQ:OXBR) CEO Pay Cheque4 months ago | Simply Wall St
How Much Is Oxbridge Re Holdings Limited (NASDAQ:OXBR) Paying Its CEO?7 months ago | Simply Wall St
Could Oxbridge Re Holdings Limited's (NASDAQ:OXBR) Investor Composition Influence The Stock Price?Valuation
Is Oxbridge Re Holdings undervalued compared to its fair value and its price relative to the market?
1.68x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate OXBR's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate OXBR's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: OXBR is unprofitable, so we can't compare its PE Ratio to the US Insurance industry average.
PE vs Market: OXBR is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate OXBR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: OXBR is overvalued based on its PB Ratio (1.7x) compared to the US Insurance industry average (1x).
Next Steps
Future Growth
How is Oxbridge Re Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
18.6%
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Oxbridge Re Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine Oxbridge Re Holdings's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Explore growth companies in the Insurance industry.
Past Performance
How has Oxbridge Re Holdings performed over the past 5 years?
-22.0%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: OXBR is currently unprofitable.
Growing Profit Margin: OXBR is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: OXBR is unprofitable, and losses have increased over the past 5 years at a rate of 22% per year.
Accelerating Growth: Unable to compare OXBR's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: OXBR is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (5.9%).
Return on Equity
High ROE: OXBR has a negative Return on Equity (-2.18%), as it is currently unprofitable.
Next Steps
Financial Health
How is Oxbridge Re Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: OXBR's short term assets ($8.1M) exceed its short term liabilities ($724.0K).
Long Term Liabilities: OXBR's short term assets ($8.1M) exceed its long term liabilities ($547.0K).
Debt to Equity History and Analysis
Debt Level: OXBR's debt to equity ratio (2.8%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if OXBR's debt to equity ratio has reduced over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: OXBR has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: OXBR has sufficient cash runway for more than 3 years if free cash flow continues to reduce at historical rates of 37.6% each year
Next Steps
Dividend
What is Oxbridge Re Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate OXBR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate OXBR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if OXBR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if OXBR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: OXBR is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of OXBR's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
7.5yrs
Average board tenure
CEO
Jay Madhu (54 yo)
7.75yrs
Tenure
US$310,143
Compensation
Mr. Sanjay Madhu, also known as Jay, has been the Chief Executive Officer and President at Oxbridge Re Holdings Limited since April 2013 and Oxbridge Reinsurance Limited since April 2013. Mr. Madhu served ...
CEO Compensation Analysis
Compensation vs Market: Jay's total compensation ($USD310.14K) is below average for companies of similar size in the US market ($USD529.43K).
Compensation vs Earnings: Jay's compensation has increased whilst the company is unprofitable.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman | 7.75yrs | US$310.14k | 2.88% $ 378.4k | |
| Independent Director | 7.75yrs | US$22.50k | 0.61% $ 80.2k | |
| Independent Director | 7.75yrs | US$22.50k | 2.68% $ 351.7k | |
| Independent Director | 7.25yrs | US$22.50k | 2.06% $ 270.2k |
7.5yrs
Average Tenure
57.5yo
Average Age
Experienced Board: OXBR's board of directors are considered experienced (7.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Oxbridge Re Holdings Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Oxbridge Re Holdings Limited
- Ticker: OXBR
- Exchange: NasdaqCM
- Founded: 2013
- Industry: Reinsurance
- Sector: Insurance
- Market Cap: US$13.130m
- Shares outstanding: 5.73m
- Website: https://www.oxbridgere.com
Number of Employees
Location
- Oxbridge Re Holdings Limited
- 42 Edward Street
- Suite 201
- George Town
- Grand Cayman
- KY1-9006
- Cayman Islands
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| OXBR | NasdaqCM (Nasdaq Capital Market) | Yes | Ordinary Shares | US | USD | May 2014 |
Biography
Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. It focuses on underwriting fully-collateralized reinsurance contracts primarily for p...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/01/24 01:06 |
| End of Day Share Price | 2021/01/22 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.