YUAN.F Stock Overview

Focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. More details

YUAN.F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	2/6

Rewards

Trading at 100% below our estimate of its fair value

Risk Analysis

Does not have a meaningful market cap ($5K)

Shares are highly illiquid

Latest financial reports are more than a year old

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Fincera Inc. Competitors

Ironstone Properties

OTCPK:IRNS

US$2.7k

Chesswood Group

OTCPK:CHWW.Q

US$12.2k

Starrex International

OTCPK:STXM.F

US$13.2k

Allied Minds

OTCPK:ALLW.F

US$23.7k

Price History & Performance

Summary of share price highs, lows and changes for Fincera
Historical stock prices
Current Share Price	US$0.0001
52 Week High	US$0.0001
52 Week Low	US$0.0001
Beta	0
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	-99.52%
5 Year Change	-100.00%
Change since IPO	-100.00%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	YUAN.F	US Consumer Finance	US Market
7D	0%	5.8%	3.0%
1Y	n/a	62.7%	25.2%

Return vs Industry: Insufficient data to determine how YUAN.F performed against the US Consumer Finance industry.

Return vs Market: Insufficient data to determine how YUAN.F performed against the US Market.

Price Volatility

Is YUAN.F's price volatile compared to industry and market?
YUAN.F volatility
YUAN.F Average Weekly Movement	n/a
Consumer Finance Industry Average Movement	7.0%
Market Average Movement	6.5%
10% most volatile stocks in US Market	18.8%
10% least volatile stocks in US Market	3.3%

Stable Share Price: YUAN.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine YUAN.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1994	n/a	Yong Hui Li	www.fincera.net

Fincera Inc. focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. The company operates in two segments, Internet-Based Financial and E-Commerce Services, and Property Lease and Management. The company’s financial services platforms include CeraVest, a peer-to-peer lending platform that provides short-term financing primarily to SMBs; and CeraPay, a revolving credit product that processes and settles transactions between its borrowers and merchants.

Fincera Inc. Fundamentals Summary

How do Fincera's earnings and revenue compare to its market cap?
YUAN.F fundamental statistics
Market cap	US$4.89k
Earnings (TTM)	US$17.21m
Revenue (TTM)	US$156.30m

0.0x

P/E Ratio

0.0x

P/S Ratio

Is YUAN.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
YUAN.F income statement (TTM)
Revenue	CN¥1.10b
Cost of Revenue	CN¥352.00m
Gross Profit	CN¥750.21m
Other Expenses	CN¥628.84m
Earnings	CN¥121.37m

Last Reported Earnings

Jun 30, 2019

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did YUAN.F perform over the long term?

See historical performance and comparison

Dividends

547,503.5%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/09/23 08:41
End of Day Share Price	2024/06/26 00:00
Earnings	2019/06/30
Annual Earnings	2018/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Fincera Inc. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jaywant Srivatsa	Chardan Capital Markets, LLC
Ching-Kun Chang	Daiwa Securities Co. Ltd.
Amit Dayal	Rodman & Renshaw, LLC