How does UFFR.F's PE Ratio compare to its peers?

UFFR.F is good value based on its Price-To-Earnings Ratio (0.4x) compared to the peer average (11.7x).

How does UFFR.F's PE Ratio compare vs other companies in the US Diversified Financial Industry?

UFFR.F is good value based on its Price-To-Earnings Ratio (0.4x) compared to the North American Diversified Financial industry average (7.2x)

What is UFFR.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate UFFR.F's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of UFFR.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

UFFR.F ($0.13) is trading below our estimate of [[fair value]] ($2.61)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

UFFR.F Stock Overview

Unifin Financiera, S. A. B. de C. V. operates as a leasing company in Mexico. More details

UFFR.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	3/6
Financial Health	2/6
Dividends	0/6

Rewards

Trading at 95% below our estimate of its fair value

Revenue is forecast to grow 20.09% per year

Earnings grew by 22.2% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

Shares are highly illiquid

Earnings have declined by 4% per year over past 5 years

Does not have a meaningful market cap ($576M)

My Notes

Capture your thoughts, links and company narrative

Unifin Financiera, S. A. B. de C. V. Competitors

SWK Holdings

NasdaqGM:SWKH

US$197.2m

California First Leasing

OTCPK:CFNB

US$218.8m

A-Mark Precious Metals

NasdaqGS:AMRK

US$645.4m

Banco Latinoamericano de Comercio Exterior S. A

NYSE:BLX

US$1.3b

Price History & Performance

Summary of share price highs, lows and changes for Unifin Financiera S. A. B. de C. V
Historical stock prices
Current Share Price	Mex$0.13
52 Week High	Mex$1.64
52 Week Low	Mex$0.049
Beta	0.84
1 Month Change	0%
3 Month Change	-3.35%
1 Year Change	-91.89%
3 Year Change	n/a
5 Year Change	-96.15%
Change since IPO	-95.08%

Recent updates

Shareholder Returns

	UFFR.F	US Diversified Financial	US Market
7D	0%	-1.0%	-0.5%
1Y	-91.9%	22.8%	23.2%

Return vs Industry: UFFR.F underperformed the US Diversified Financial industry which returned 6.5% over the past year.

Return vs Market: UFFR.F underperformed the US Market which returned -21.5% over the past year.

Price Volatility

Is UFFR.F's price volatile compared to industry and market?
UFFR.F volatility
UFFR.F Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.3%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.6%
10% least volatile stocks in US Market	3.2%

Stable Share Price: UFFR.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine UFFR.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1993	871	Sergio Jose Camacho Carmona	www.unifin.com.mx

Unifin Financiera, S. A. B. de C. V. operates as a leasing company in Mexico. The company operates through Leases, Factoring, and Others Loans segments. It provides leasing facilities for motor vehicles, such as cars, trucks, helicopters, aircraft, and ships; and machinery and equipment, as well as the assets of various industries in the middle-sized enterprise sector.

Unifin Financiera, S. A. B. de C. V. Fundamentals Summary

How do Unifin Financiera S. A. B. de C. V's earnings and revenue compare to its market cap?
UFFR.F fundamental statistics
Market cap	US$29.61m
Earnings (TTM)	US$83.79m
Revenue (TTM)	US$182.86m

0.4x

P/E Ratio

0.2x

P/S Ratio

Is UFFR.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UFFR.F income statement (TTM)
Revenue	Mex$3.56b
Cost of Revenue	Mex$1.78b
Gross Profit	Mex$1.78b
Other Expenses	Mex$151.37m
Earnings	Mex$1.63b

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	3.14
Gross Margin	50.07%
Net Profit Margin	45.82%
Debt/Equity Ratio	623.7%

How did UFFR.F perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2022/11/22 01:54
End of Day Share Price	2022/08/25 00:00
Earnings	2022/06/30
Annual Earnings	2021/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Unifin Financiera, S. A. B. de C. V. is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Gilberto Garcia	Barclays
Carlos Rivera Zermeno	Citigroup Inc
Marcelo Fedato Telles	Credit Suisse

Unifin Financiera S. A. B. de C. V OTCPK:UFFR.F Stock Report