TSCH.Y Stock Overview

Provides banking, financial, and education related products and services. More details

TSCH.Y fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	3/6
Dividends	0/6

Risk Analysis

Earnings have declined by 37.2% per year over past 5 years

Makes less than USD$1m in revenue (NAD-219M)

Shares are highly illiquid

Does not have a meaningful market cap ($329M)

My Notes

Capture your thoughts, links and company narrative

Trustco Group Holdings Limited Competitors

Regency Affiliates

OTCPK:RAFI

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Elron Ventures

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US$52.7m

AppTech Payments

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US$17.7m

DVL

OTCPK:DVLN

US$20.2m

Price History & Performance

Summary of share price highs, lows and changes for Trustco Group Holdings
Historical stock prices
Current Share Price	R0.39
52 Week High	R0.43
52 Week Low	R0.39
Beta	2.15
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	-88.09%
5 Year Change	-96.32%
Change since IPO	-92.52%

Recent updates

Shareholder Returns

	TSCH.Y	US Diversified Financial	US Market
7D	0%	-0.6%	-0.2%
1Y	n/a	25.0%	25.8%

Return vs Industry: Insufficient data to determine how TSCH.Y performed against the US Diversified Financial industry.

Return vs Market: Insufficient data to determine how TSCH.Y performed against the US Market.

Price Volatility

Is TSCH.Y's price volatile compared to industry and market?
TSCH.Y volatility
TSCH.Y Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.2%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.6%
10% least volatile stocks in US Market	3.1%

Stable Share Price: TSCH.Y's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine TSCH.Y's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1992	636	Quinton Van Rooyen	www.tgh.na

Trustco Group Holdings Limited, together with its subsidiaries, provides banking, financial, and education related products and services. The company provides short- and long-term insurance products to individuals, and small and medium enterprises, as well as invests primarily in mixed use land development. It also offers construction and management services.

Trustco Group Holdings Limited Fundamentals Summary

How do Trustco Group Holdings's earnings and revenue compare to its market cap?
TSCH.Y fundamental statistics
Market cap	US$18.14m
Earnings (TTM)	-US$17.67m
Revenue (TTM)	n/a

-1.5x

P/S Ratio

-1.0x

P/E Ratio

Is TSCH.Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TSCH.Y income statement (TTM)
Revenue	-N$219.00m
Cost of Revenue	N$0
Gross Profit	-N$219.00m
Other Expenses	N$102.00m
Earnings	-N$321.00m

Last Reported Earnings

Feb 29, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.34
Gross Margin	100.00%
Net Profit Margin	146.58%
Debt/Equity Ratio	189.9%

How did TSCH.Y perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/11/27 09:13
End of Day Share Price	2024/08/30 00:00
Earnings	2024/02/29
Annual Earnings	2023/08/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Trustco Group Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Rohit Kumar	Tellimer Research

Trustco Group Holdings OTCPK:TSCH.Y Stock Report