Shinkin Central Bank Balance Sheet Health
Financial Health criteria checks 5/6
Shinkin Central Bank has total assets of ¥49,692.8B and total equity of ¥1,501.8B. Total deposits are ¥33,047.3B, and total loans are ¥8,351.4B. It earns a Net Interest Margin of 0.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are ¥22,345.0B.
Key information
33.1x
Asset to equity ratio
0.3%
Net interest margin
| Total deposits | JP¥33.05t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | JP¥22.34t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SKCB.Y's Assets to Equity ratio (33.1x) is very high.
Allowance for Bad Loans: SKCB.Y has a sufficient allowance for bad loans (109%).
Low Risk Liabilities: 69% of SKCB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: SKCB.Y has an appropriate level of Loans to Assets ratio (17%).
Low Risk Deposits: SKCB.Y's Loans to Deposits ratio (25%) is appropriate.
Level of Bad Loans: SKCB.Y has an appropriate level of bad loans (0.3%).