Shinkin Central Bank Balance Sheet Health
Financial Health criteria checks 5/6
Shinkin Central Bank has total assets of ¥48,956.5B and total equity of ¥1,248.8B. Total deposits are ¥39,118.0B, and total loans are ¥10,440.1B.
Key information
39.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | JP¥39.12t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | JP¥22.29t |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SKCB.Y's Assets to Equity ratio (39.2x) is very high.
Allowance for Bad Loans: SKCB.Y has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 82% of SKCB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: SKCB.Y has an appropriate level of Loans to Assets ratio (21%).
Low Risk Deposits: SKCB.Y's Loans to Deposits ratio (27%) is appropriate.
Level of Bad Loans: SKCB.Y has an appropriate level of bad loans (0.2%).