MoneyMe Valuation

Is MNYM.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of MNYM.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate MNYM.F's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate MNYM.F's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for MNYM.F?

Key metric: As MNYM.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for MNYM.F. This is calculated by dividing MNYM.F's market cap by their current earnings.
What is MNYM.F's PE Ratio?
PE Ratio4.3x
EarningsAU$22.73m
Market CapAU$99.38m

Price to Earnings Ratio vs Peers

How does MNYM.F's PE Ratio compare to its peers?

The above table shows the PE ratio for MNYM.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average3.2x
JFIN Jiayin Group
2.2xn/aUS$343.1m
MFIN Medallion Financial
5.2x16.6%US$209.0m
XYF X Financial
2xn/aUS$374.7m
AIJT.Y Jianpu Technology
3.6xn/aUS$11.6m
MNYM.F MoneyMe
4.3x4.2%US$99.4m

Price-To-Earnings vs Peers: MNYM.F is expensive based on its Price-To-Earnings Ratio (4.3x) compared to the peer average (3.2x).


Price to Earnings Ratio vs Industry

How does MNYM.F's PE Ratio compare vs other companies in the US Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
YRD Yiren Digital
1.7xn/aUS$437.28m
No more companies available in this PE range
MNYM.F 4.3xIndustry Avg. 12.8xNo. of Companies5PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: MNYM.F is good value based on its Price-To-Earnings Ratio (4.3x) compared to the US Consumer Finance industry average (12.7x).


Price to Earnings Ratio vs Fair Ratio

What is MNYM.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MNYM.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio4.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate MNYM.F's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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