This company has been acquired
Home Capital Group Past Earnings Performance
Past criteria checks 2/6
Home Capital Group has been growing earnings at an average annual rate of 9.6%, while the Diversified Financial industry saw earnings growing at 8.7% annually. Revenues have been growing at an average rate of 6.4% per year. Home Capital Group's return on equity is 10.5%, and it has net margins of 34%.
Key information
9.6%
Earnings growth rate
21.5%
EPS growth rate
| Diversified Financial Industry Growth | 6.1% |
| Revenue growth rate | 6.4% |
| Return on equity | 10.5% |
| Net Margin | 34.0% |
| Last Earnings Update | 30 Jun 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Home Capital Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 23 | 513 | 174 | 126 | 0 |
| 31 Mar 23 | 483 | 157 | 117 | 0 |
| 31 Dec 22 | 472 | 150 | 117 | 0 |
| 30 Sep 22 | 490 | 170 | 114 | 0 |
| 30 Jun 22 | 516 | 193 | 116 | 0 |
| 31 Mar 22 | 557 | 225 | 116 | 0 |
| 31 Dec 21 | 583 | 245 | 114 | 0 |
| 30 Sep 21 | 597 | 247 | 118 | 0 |
| 30 Jun 21 | 601 | 251 | 111 | 0 |
| 31 Mar 21 | 557 | 212 | 109 | 0 |
| 31 Dec 20 | 502 | 176 | 103 | 0 |
| 30 Sep 20 | 474 | 158 | 103 | 0 |
| 30 Jun 20 | 443 | 138 | 105 | 0 |
| 31 Mar 20 | 435 | 136 | 108 | 0 |
| 31 Dec 19 | 436 | 136 | 110 | 0 |
| 30 Sep 19 | 420 | 135 | 103 | 0 |
| 30 Jun 19 | 408 | 128 | 100 | 0 |
| 31 Mar 19 | 398 | 126 | 95 | 0 |
| 31 Dec 18 | 398 | 133 | 87 | 0 |
| 30 Sep 18 | 400 | 127 | 71 | 0 |
| 30 Jun 18 | 399 | 125 | 79 | 0 |
| 31 Mar 18 | 240 | -16 | 92 | 0 |
| 31 Dec 17 | 284 | 8 | 99 | 0 |
| 30 Sep 17 | 320 | 28 | 120 | 0 |
| 30 Jun 17 | 364 | 64 | 116 | 0 |
| 31 Mar 17 | 572 | 241 | 115 | 0 |
| 31 Dec 16 | 573 | 247 | 116 | 0 |
| 30 Sep 16 | 579 | 267 | 117 | 0 |
| 30 Jun 16 | 577 | 273 | 112 | 0 |
| 31 Mar 16 | 577 | 279 | 103 | 0 |
| 31 Dec 15 | 574 | 287 | 101 | 0 |
| 30 Sep 15 | 596 | 313 | 96 | 0 |
| 30 Jun 15 | 593 | 314 | 97 | 0 |
| 31 Mar 15 | 588 | 316 | 95 | 0 |
| 31 Dec 14 | 580 | 313 | 93 | 0 |
| 30 Sep 14 | 539 | 286 | 100 | 0 |
| 30 Jun 14 | 523 | 279 | 97 | 0 |
| 31 Mar 14 | 499 | 267 | 93 | 0 |
| 31 Dec 13 | 481 | 257 | 90 | 0 |
| 30 Sep 13 | 463 | 247 | 83 | 0 |
| 30 Jun 13 | 448 | 238 | 80 | 0 |
| 31 Mar 13 | 438 | 229 | 78 | 0 |
| 31 Dec 12 | 423 | 222 | 74 | 0 |
| 30 Sep 12 | 407 | 213 | 71 | 0 |
Quality Earnings: HMCB.F has high quality earnings.
Growing Profit Margin: HMCB.F's current net profit margins (34%) are lower than last year (37.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HMCB.F's earnings have grown by 9.6% per year over the past 5 years.
Accelerating Growth: HMCB.F's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: HMCB.F had negative earnings growth (-10%) over the past year, making it difficult to compare to the Diversified Financial industry average (4.4%).
Return on Equity
High ROE: HMCB.F's Return on Equity (10.5%) is considered low.