GKSG.F Stock Overview

Provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. More details

GKSG.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	4/6
Past Performance	1/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 55.4% below our estimate of its fair value

Earnings are forecast to grow 25.17% per year

Risk Analysis

Shares are highly illiquid

Debt is not well covered by operating cash flow

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Grenke AG Competitors

Acacia Research

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California First Leasing

OTCPK:CFNB

US$209.5m

Banco Latinoamericano de Comercio Exterior S. A

NYSE:BLX

US$1.3b

SWK Holdings

NasdaqGM:SWKH

US$193.3m

Price History & Performance

Summary of share price highs, lows and changes for Grenke
Historical stock prices
Current Share Price	€22.00
52 Week High	€22.00
52 Week Low	€21.95
Beta	1.54
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	-31.27%
5 Year Change	-76.22%
Change since IPO	-77.93%

Recent updates

Shareholder Returns

	GKSG.F	US Diversified Financial	US Market
7D	0%	-0.7%	-2.7%
1Y	n/a	25.5%	23.4%

Return vs Industry: Insufficient data to determine how GKSG.F performed against the US Diversified Financial industry.

Return vs Market: Insufficient data to determine how GKSG.F performed against the US Market.

Price Volatility

Is GKSG.F's price volatile compared to industry and market?
GKSG.F volatility
GKSG.F Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.9%
10% least volatile stocks in US Market	3.2%

Stable Share Price: GKSG.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine GKSG.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1978	2,200	Sebastian Hirsch	www.grenke.de

Grenke AG, together with its subsidiaries, provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. It operates through three segments: Leasing, Banking, and Factoring. The company is involved in the leasing activities, such as financing to commercial lessees, rental, service, protection, and maintenance offerings, as well as sale of used equipment; and small-ticket leasing of IT products, such as PCs, notebooks, servers, monitors, software, and other peripheral equipment; leasing office communication products, that includes telecommunication and copier equipment, as well as medical technology products, small machinery and systems, and security devices; and leasing green economy objects, such as wallboxes, photovoltaic systems, and eBikes.

Grenke AG Fundamentals Summary

How do Grenke's earnings and revenue compare to its market cap?
GKSG.F fundamental statistics
Market cap	US$703.42m
Earnings (TTM)	US$77.65m
Revenue (TTM)	US$550.36m

9.1x

P/E Ratio

1.3x

P/S Ratio

Is GKSG.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GKSG.F income statement (TTM)
Revenue	€527.47m
Cost of Revenue	€105.26m
Gross Profit	€422.21m
Other Expenses	€347.79m
Earnings	€74.42m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Mar 13, 2025

Earnings per share (EPS)	1.68
Gross Margin	80.04%
Net Profit Margin	14.11%
Debt/Equity Ratio	353.2%

How did GKSG.F perform over the long term?

See historical performance and comparison

Dividends

3.1%

Current Dividend Yield

29%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 13:22
End of Day Share Price	2024/10/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Grenke AG is covered by 14 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andreas Schäfer	Bankhaus Lampe KG
Martin Comtesse	Berenberg
Claus Roller	BofA Global Research