FlexShopper Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

OTCPK:FPAY Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
01 May 25	BuyUS$168,555	Howard Dvorkin	Individual	128,668	US$1.31
25 Apr 25	BuyUS$26,573	Howard Dvorkin	Individual	20,129	US$1.34
24 Apr 25	BuyUS$13,250	Howard Dvorkin	Individual	10,600	US$1.25
27 Dec 24	BuyUS$30,000	Howard Dvorkin	Individual	20,000	US$1.54
23 Dec 24	BuyUS$43,500	Harold Heiser	Individual	30,000	US$1.45

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of FPAY?
Owner Type	Number of Shares	Ownership Percentage
Hedge Funds	1,629,544	6.62%
Institutions	1,692,234	6.88%
General Public	8,217,576	33.4%
Individual Insiders	13,071,675	53.1%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 66.58% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
39.8%	Howard Dvorkin	9,805,634	US$148.1k	1.65%	no data
6.62%	Waterfall Asset Management, LLC	1,629,544	US$24.6k	0%	1.12%
5.71%	John Emerson	1,406,209	US$21.2k	0%	no data
4.55%	Harold Heiser	1,120,568	US$16.9k	0%	no data
2.54%	The Vanguard Group, Inc.	624,846	US$9.4k	0%	no data
1.27%	T. King	312,000	US$4.7k	0%	no data
0.92%	Geode Capital Management, LLC	226,939	US$3.4k	-0.22%	no data
0.91%	Renaissance Technologies LLC	223,780	US$3.4k	23.8%	no data
0.75%	Perkins Capital Management, Inc.	185,550	US$2.8k	0%	0.03%
0.71%	James Allen	175,000	US$2.6k	0%	no data
0.65%	Thomas Katz	160,000	US$2.4k	0%	no data
0.41%	Bessemer Investment Management LLC	100,000	US$1.5k	0%	no data
0.37%	John Davis	92,264	US$1.4k	0%	no data
0.24%	Insigneo Advisory Services, LLC	60,000	US$906.0	0%	no data
0.21%	State Street Global Advisors, Inc.	51,826	US$782.6	0%	no data
0.14%	The Goldman Sachs Group, Inc.	33,256	US$502.2	0%	no data
0.12%	Citadel Advisors LLC	28,799	US$434.9	0%	no data
0.11%	Susquehanna International Group, LLP	26,448	US$399.3	0%	no data
0.11%	BlackRock, Inc.	26,013	US$392.8	0%	no data
0.1%	XTX Markets Limited	24,940	US$376.6	-2.59%	no data
0.084%	Northern Trust Global Investments	20,753	US$313.4	0%	no data
0.078%	Virtu Financial, Inc.	19,227	US$290.3	0%	no data
0.048%	Two Sigma Securities, LLC	11,904	US$179.8	0%	no data
0.041%	BNY Asset Management	10,001	US$151.0	0%	no data
0.041%	Private Advisor Group, LLC	10,000	US$151.0	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/25 07:30
End of Day Share Price	2025/10/24 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FlexShopper, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Scott Buck	H.C. Wainwright & Co.