FirstRand has been growing earnings at an average annual rate of 12.4%, while the Diversified Financial industry saw earnings growing at 13.5% annually. Revenues have been growing at an average rate of 9.1% per year. FirstRand's return on equity is 19.2%, and it has net margins of 31.5%.
Key information
12.44%
Earnings growth rate
12.51%
EPS growth rate
Diversified Financial Industry Growth
6.15%
Revenue growth rate
9.11%
Return on equity
19.17%
Net Margin
31.53%
Next Earnings Update
10 Sep 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How FirstRand makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:FAND.Y Revenue, expenses and earnings (ZAR Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 25
139,296
43,926
5,368
0
30 Sep 25
136,052
42,901
5,407
0
30 Jun 25
132,807
41,876
5,445
0
31 Mar 25
131,187
40,818
5,425
0
31 Dec 24
129,566
39,759
5,404
0
30 Sep 24
128,260
38,975
5,426
0
30 Jun 24
126,953
38,191
5,447
0
31 Mar 24
125,427
38,055
5,248
0
31 Dec 23
123,900
37,919
5,048
0
30 Sep 23
121,628
37,125
5,011
0
30 Jun 23
119,356
36,331
4,973
0
31 Mar 23
116,300
35,599
4,522
0
31 Dec 22
113,243
34,866
4,071
0
30 Sep 22
110,403
33,814
3,961
0
30 Jun 22
107,562
32,761
3,850
0
31 Mar 22
105,269
32,094
3,992
0
31 Dec 21
102,976
31,427
4,133
0
30 Sep 21
98,945
29,085
3,665
0
30 Jun 21
94,913
26,743
3,196
0
31 Mar 21
85,910
20,457
3,077
0
31 Dec 20
76,906
14,171
2,957
0
30 Sep 20
78,552
15,596
2,957
0
30 Jun 20
80,197
17,021
2,957
0
31 Mar 20
87,631
22,741
1,479
0
31 Dec 19
95,064
28,461
0
0
30 Sep 19
95,415
29,336
0
0
30 Jun 19
95,765
30,211
0
0
31 Mar 19
93,945
29,870
1,867
0
31 Dec 18
92,124
29,529
3,733
0
30 Sep 18
88,389
28,038
3,733
0
30 Jun 18
84,653
26,546
3,733
0
31 Mar 18
82,768
25,989
3,581
0
31 Dec 17
80,883
25,432
3,429
0
30 Sep 17
79,334
25,002
3,429
0
30 Jun 17
77,785
24,572
3,429
0
31 Mar 17
76,779
24,272
1,715
0
31 Dec 16
75,773
23,972
0
0
30 Sep 16
73,795
23,268
0
0
30 Jun 16
71,816
22,563
0
0
31 Mar 16
70,058
22,181
2,600
0
31 Dec 15
68,299
21,799
5,200
0
30 Sep 15
68,079
21,711
5,200
0
30 Jun 15
67,859
21,623
5,200
0
Quality Earnings: FAND.Y has high quality earnings.
Growing Profit Margin: FAND.Y's current net profit margins (31.5%) are higher than last year (30.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FAND.Y's earnings have grown by 12.4% per year over the past 5 years.
Accelerating Growth: FAND.Y's earnings growth over the past year (10.5%) is below its 5-year average (12.4% per year).
Earnings vs Industry: FAND.Y earnings growth over the past year (10.5%) exceeded the Diversified Financial industry 8.6%.
Return on Equity
High ROE: FAND.Y's Return on Equity (19.2%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/25 10:05
End of Day Share Price
2026/05/21 00:00
Earnings
2025/12/31
Annual Earnings
2025/06/30
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
FirstRand Limited is covered by 22 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.