Banca Generali Past Earnings Performance

Past criteria checks 3/6

Banca Generali has been growing earnings at an average annual rate of 10.4%, while the Capital Markets industry saw earnings growing at 5.8% annually. Revenues have been growing at an average rate of 9.9% per year. Banca Generali's return on equity is 27.4%, and it has net margins of 44.8%.

Key information

10.35%

Earnings growth rate

10.60%

EPS growth rate

Capital Markets Industry Growth	10.26%
Revenue growth rate	9.94%
Return on equity	27.43%
Net Margin	44.80%
Next Earnings Update	29 Jul 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banca Generali makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:BGNM.F Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings	G+A Expenses
31 Mar 26	1,031	462	355
31 Dec 25	1,002	446	348
30 Sep 25	992	407	340
30 Jun 25	973	392	316
31 Mar 25	991	420	314
31 Dec 24	999	431	299
30 Sep 24	939	410	300
30 Jun 24	906	391	296
31 Mar 24	866	365	289
31 Dec 23	802	326	283
30 Sep 23	768	313	276
30 Jun 23	723	257	272
31 Mar 23	678	228	271
31 Dec 22	643	213	267
30 Sep 22	571	208	261
30 Jun 22	608	264	253
31 Mar 22	638	256	249
31 Dec 21	718	323	245
30 Sep 21	795	350	240
30 Jun 21	763	333	236
31 Mar 21	703	331	232
31 Dec 20	632	275	230
30 Sep 20	625	272	230
30 Jun 20	612	271	226
31 Mar 20	616	285	205
31 Dec 19	586	272	214
30 Sep 19	545	240	160
30 Jun 19	516	220	170
31 Mar 19	488	198	194
31 Dec 18	465	180	191
30 Sep 18	486	193	225
30 Jun 18	476	189	221
31 Mar 18	483	197	196
31 Dec 17	488	204	182
30 Sep 17	405	185	179
30 Jun 17	430	197	177
31 Mar 17	427	183	160
31 Dec 16	402	156	178
30 Sep 16	420	156	186
30 Jun 16	370	131	173
31 Mar 16	448	140	185
31 Dec 15	459	204	173
30 Sep 15	447	192	162

Quality Earnings: BGNM.F has high quality earnings.

Growing Profit Margin: BGNM.F's current net profit margins (44.8%) are higher than last year (42.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BGNM.F's earnings have grown by 10.4% per year over the past 5 years.

Accelerating Growth: BGNM.F's earnings growth over the past year (10.1%) is below its 5-year average (10.4% per year).

Earnings vs Industry: BGNM.F earnings growth over the past year (10.1%) did not outperform the Capital Markets industry 38.3%.

Return on Equity

High ROE: Whilst BGNM.F's Return on Equity (27.43%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/07/15 17:03
End of Day Share Price	2026/04/17 00:00
Earnings	2026/03/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banca Generali S.p.A. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Gabriele Venturi	Banca Akros S.p.A. (ESN)
Enrico Esposti	Banca Akros S.p.A. (ESN)
Giorgia Ariano	Banca Akros S.p.A. (ESN)