Atrium Mortgage Investment Corporation

OTCPK:AMIV.F Stock Report

Market Cap: US$357.4m

Atrium Mortgage Investment Valuation

Is AMIV.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AMIV.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
US$8.98
Fair Value
15.8% undervalued intrinsic discount
2
Number of Analysts

Below Fair Value: AMIV.F ($7.56) is trading below our estimate of fair value ($8.98)

Significantly Below Fair Value: AMIV.F is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for AMIV.F?

Key metric: As AMIV.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for AMIV.F. This is calculated by dividing AMIV.F's market cap by their current earnings.
What is AMIV.F's PE Ratio?
PE Ratio10.8x
EarningsCA$47.03m
Market CapCA$508.44m

Price to Earnings Ratio vs Peers

How does AMIV.F's PE Ratio compare to its peers?

The above table shows the PE ratio for AMIV.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average12.2x
ONIT Onity Group
7.8x32.6%US$263.0m
GHI Greystone Housing Impact Investors
20.8x108.1%US$299.0m
SNFC.A Security National Financial
10.5xn/aUS$307.3m
VEL Velocity Financial
9.5x6.4%US$614.3m
AMIV.F Atrium Mortgage Investment
10.8x7.1%US$508.4m

Price-To-Earnings vs Peers: AMIV.F is good value based on its Price-To-Earnings Ratio (10.8x) compared to the peer average (12.2x).

Price to Earnings Ratio vs Industry

How does AMIV.F's PE Ratio compare vs other companies in the US Diversified Financial Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FOA Finance of America Companies
1.4x-136.3%US$603.00m
PMIR PMI Group
0.09xn/aUS$518.61k
ACGX Alliance Creative Group
1.9xn/aUS$391.61k
No more companies available in this PE range
AMIV.F 10.8xIndustry Avg. 16.8xNo. of Companies15PE01224364860+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: AMIV.F is good value based on its Price-To-Earnings Ratio (10.8x) compared to the US Diversified Financial industry average (16.8x).

Price to Earnings Ratio vs Fair Ratio

What is AMIV.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AMIV.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.8x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate AMIV.F's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst AMIV.F forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$7.56
US$9.31
+23.1%
0.3%US$9.33US$9.28n/a2
Feb ’26US$7.69
US$9.31
+21.0%
0.3%US$9.33US$9.28n/a2
Jan ’26US$7.61
US$9.31
+22.4%
0.3%US$9.33US$9.28n/a2
Dec ’25US$8.05
US$9.31
+15.6%
0.3%US$9.33US$9.28n/a2
Nov ’25n/a
US$9.49
0%
0.1%US$9.51US$9.48n/a2
Oct ’25US$8.50
US$9.49
+11.7%
0.1%US$9.51US$9.48n/a2
Sep ’25n/a
US$9.49
0%
0.1%US$9.51US$9.48n/a2
Aug ’25n/a
US$9.63
0%
0.8%US$9.71US$9.55n/a2
Jul ’25US$8.26
US$9.63
+16.6%
0.8%US$9.71US$9.55n/a2
Jun ’25US$7.75
US$9.63
+24.2%
0.8%US$9.71US$9.55n/a2
May ’25US$8.20
US$9.71
+18.4%
1.6%US$9.86US$9.55n/a2
Apr ’25US$8.40
US$9.71
+15.5%
1.6%US$9.86US$9.55n/a2
Mar ’25n/a
US$9.60
0%
3.5%US$9.94US$9.26n/a2
Feb ’25US$8.30
US$9.76
+17.6%
4.6%US$10.36US$9.27US$7.693
Jan ’25US$7.90
US$9.56
+21.0%
4.6%US$10.15US$9.08US$7.613
Dec ’24n/a
US$9.56
0%
4.6%US$10.15US$9.08US$8.053
Nov ’24n/a
US$10.04
0%
2.9%US$10.39US$9.67n/a3
Oct ’24US$7.85
US$10.04
+27.8%
2.9%US$10.39US$9.67US$8.503
Sep ’24n/a
US$10.04
0%
2.9%US$10.39US$9.67n/a3
Aug ’24US$8.68
US$10.05
+15.8%
1.2%US$10.23US$9.96n/a3
Jul ’24n/a
US$10.05
0%
1.2%US$10.23US$9.96US$8.263
Jun ’24n/a
US$10.05
0%
1.2%US$10.23US$9.96US$7.753
May ’24n/a
US$9.99
0%
1.3%US$10.17US$9.89US$8.203
Apr ’24US$8.80
US$10.11
+14.9%
1.3%US$10.30US$10.02US$8.403
Mar ’24US$9.03
US$10.11
+12.0%
1.3%US$10.30US$10.02n/a3
Feb ’24n/a
US$9.89
0%
3.7%US$10.17US$9.38US$8.303
Analyst Price Target
Consensus Narrative from 2 Analysts
US$9.14
Fair Value
17.3% undervalued intrinsic discount
2
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price, but there are not enough analysts covering the stock to determine statistical confidence in agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/20 02:02
End of Day Share Price 2025/02/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Atrium Mortgage Investment Corporation is covered by 7 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yashwant SankpalEight Capital
Siddharth RajeevFundamental Research Corp.
Frederic BlondeauiA Capital Markets