Adyen N.V.

OTCPK:ADYY.F Stock Report

Market Cap: US$37.2b

Adyen Valuation

Is ADYY.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of ADYY.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: ADYY.F ($1187) is trading below our estimate of future cash flow value ($1375.71)

Significantly Below Future Cash Flow Value: ADYY.F is trading below future cash flow value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for ADYY.F?

Key metric: As ADYY.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ADYY.F. This is calculated by dividing ADYY.F's market cap by their current earnings.
What is ADYY.F's PE Ratio?
PE Ratio29.7x
Earnings€1.06b
Market Cap€31.56b

Price to Earnings Ratio vs Peers

How does ADYY.F's PE Ratio compare to its peers?

The above table shows the PE ratio for ADYY.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average12.5x
XYZ Block
10.2x2.55%US$31.9b
PYPL PayPal Holdings
7.3x-3.11%US$38.3b
FISV Fiserv
9.4x3.40%US$32.9b
CPAY Corpay
23.1x19.36%US$24.7b
ADYY.F Adyen
29.7x15.33%US$31.6b

Price-To-Earnings vs Peers: ADYY.F is expensive based on its Price-To-Earnings Ratio (29.7x) compared to the peer average (12.5x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does ADYY.F's PE Ratio compare vs other companies in the US Diversified Financial Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
ONIT Onity Group
1.9x-26.55%US$359.19m
PMIR PMI Group
0.09xn/aUS$518.61k
ACGX Alliance Creative Group
1.5xn/aUS$252.22k
No more companies available in this PE range
ADYY.F 29.7xIndustry Avg. 17.8xNo. of Companies14PE01020304050+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ADYY.F is expensive based on its Price-To-Earnings Ratio (29.7x) compared to the US Diversified Financial industry average (17.8x).

Price to Earnings Ratio vs Fair Ratio

What is ADYY.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ADYY.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio29.7x
Fair PE Ratio22.5x

Price-To-Earnings vs Fair Ratio: ADYY.F is expensive based on its Price-To-Earnings Ratio (29.7x) compared to the estimated Fair Price-To-Earnings Ratio (22.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ADYY.F forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$1,187.00
US$1,736.12
+46.26%
17.64%US$2,260.46US$1,119.62n/a32
Feb ’27US$1,427.70
US$2,138.67
+49.80%
12.42%US$2,905.60US$1,529.89n/a32
Jan ’27US$1,581.00
US$2,135.53
+35.07%
12.90%US$2,878.29US$1,586.00n/a28
Dec ’26US$1,588.00
US$2,104.89
+32.55%
12.80%US$2,844.21US$1,567.22n/a28
Nov ’26US$1,690.00
US$2,085.36
+23.39%
13.05%US$2,824.21US$1,556.20n/a28
Oct ’26US$1,630.00
US$2,120.34
+30.08%
13.15%US$2,873.23US$1,583.21n/a28
Sep ’26US$1,654.00
US$2,104.81
+27.26%
13.06%US$2,844.54US$1,625.45n/a27
Aug ’26US$1,745.69
US$2,213.26
+26.78%
14.24%US$2,937.72US$1,645.12n/a26
Jul ’26US$1,828.00
US$2,220.14
+21.45%
13.82%US$2,947.42US$1,650.55n/a29
Jun ’26US$1,904.70
US$2,149.81
+12.87%
13.83%US$2,838.33US$1,589.46n/a30
May ’26US$1,597.51
US$2,105.93
+31.83%
13.94%US$2,822.63US$1,491.02n/a30
Apr ’26US$1,544.00
US$2,152.22
+39.39%
13.61%US$3,020.82US$1,510.41n/a28
Mar ’26US$1,832.20
US$2,053.41
+12.07%
14.51%US$2,903.96US$1,451.98n/a29
Feb ’26US$1,618.74
US$1,773.39
+9.55%
11.27%US$2,280.50US$1,347.57US$1,427.7029
Jan ’26US$1,478.72
US$1,742.12
+17.81%
10.58%US$2,177.29US$1,347.85US$1,581.0029
Dec ’25US$1,467.00
US$1,728.39
+17.82%
11.76%US$2,213.32US$1,122.47US$1,588.0029
Nov ’25US$1,518.00
US$1,764.68
+16.25%
11.44%US$2,109.25US$1,151.97US$1,690.0029
Oct ’25US$1,501.00
US$1,781.95
+18.72%
11.38%US$2,162.10US$1,180.84US$1,630.0028
Sep ’25US$1,493.00
US$1,769.68
+18.53%
11.53%US$2,161.62US$1,180.58US$1,654.0028
Aug ’25US$1,188.96
US$1,730.96
+45.59%
10.98%US$2,054.05US$1,151.35US$1,745.6929
Jul ’25US$1,170.00
US$1,755.35
+50.03%
9.61%US$2,040.16US$1,395.90US$1,828.0029
Jun ’25US$1,266.01
US$1,746.75
+37.97%
11.43%US$2,049.62US$1,294.50US$1,904.7030
May ’25US$1,206.00
US$1,738.73
+44.17%
11.68%US$2,138.35US$1,283.01US$1,597.5130
Apr ’25US$1,730.00
US$1,733.83
+0.22%
12.33%US$2,148.23US$1,288.94US$1,544.0031
Mar ’25US$1,586.00
US$1,673.40
+5.51%
13.08%US$2,161.69US$1,297.02US$1,832.2031
Feb ’25US$1,306.00
US$1,369.00
+4.82%
17.17%US$1,797.90US$790.64US$1,618.7430
US$1.75k
Fair Value
32.0% undervalued intrinsic discount
32
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/22 04:21
End of Day Share Price 2026/02/20 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Adyen N.V. is covered by 53 analysts. 28 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Oliver LesterArete Research Services LLP
Richard KramerArete Research Services LLP
Joao Safara SilvaBanco Santander