Dunxin Financial Holdings Limited engages in the microfinance lending business in Hubei, China.
Good value with poor track record.
Share Price & News
How has Dunxin Financial Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: DXF has not had significant price volatility in the past 3 months.
7 Day Return
US Diversified Financial
1 Year Return
US Diversified Financial
Return vs Industry: DXF underperformed the US Diversified Financial industry which returned 11.1% over the past year.
Return vs Market: DXF underperformed the US Market which returned 20.1% over the past year.
Price Volatility Vs. Market
How volatile is Dunxin Financial Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StIntroducing Dunxin Financial Holdings (NYSEMKT:DXF), The Stock That Dropped 42% In The Last Year
6 months ago | Simply Wall StIntroducing Dunxin Financial Holdings (NYSEMKT:DXF), The Stock That Slid 63% In The Last Year
1 year ago | Simply Wall StShould You Be Tempted To Buy Dunxin Financial Holdings Limited (NYSEMKT:DXF) Because Of Its PE Ratio?
Is Dunxin Financial Holdings undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: DXF ($1.18) is trading below our estimate of fair value ($1.45)
Significantly Below Fair Value: DXF is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: DXF is good value based on its PE Ratio (7.4x) compared to the Diversified Financial industry average (9.4x).
PE vs Market: DXF is good value based on its PE Ratio (7.4x) compared to the US market (18.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate DXF's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: DXF is good value based on its PB Ratio (0.5x) compared to the US Diversified Financial industry average (0.8x).
How is Dunxin Financial Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Dunxin Financial Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Dunxin Financial Holdings is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Dunxin Financial Holdings competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Dunxin Financial Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: DXF has high quality earnings.
Growing Profit Margin: DXF's current net profit margins (30%) are lower than last year (38.8%).
Past Earnings Growth Analysis
Earnings Trend: DXF's earnings have declined by -19.4% per year over the past 5 years.
Accelerating Growth: DXF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: DXF had negative earnings growth (-35.1%) over the past year, making it difficult to compare to the Diversified Financial industry average (38%).
Return on Equity
High ROE: DXF's Return on Equity (7.2%) is considered low.
Return on Assets
Return on Capital Employed
How is Dunxin Financial Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: DXF has a low level of unsold assets or inventory.
Debt Coverage by Assets: DXF's debt is covered by short term assets (assets are 3.3x debt).
Financial Institutions Analysis
Asset Level: DXF's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if DXF has a sufficient allowance for bad loans.
Low Risk Liabilities: DXF reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if DXF has an acceptable proportion of non-loan assets held.
Low Risk Deposits: DXF has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if DXF has an appropriate level of bad loans.
What is Dunxin Financial Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate DXF's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate DXF's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if DXF's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if DXF's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of DXF's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Qizhi Wei (51yo)
Mr. Qizhi Wei has been Chairman and Chief Executive Officer of Dunxin Financial Holdings Ltd. since December 2017. Mr. Wei, graduating from Wuhan University with an MBA degree, was engaged in savings, cred ...
|Chairman & CEO||2.2yrs||no data||88.49% CN¥21.2m|
|Chief Financial Officer||9.7yrs||no data||0.035% CN¥8.4k|
|Chief Operating Officer||2.2yrs||no data||no data|
|Chief Personal/Human Resource Officer & Director||2.2yrs||no data||no data|
|Chief Risk Officer||2.2yrs||no data||no data|
Experienced Management: DXF's management team is considered experienced (2.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 60.8%.
Dunxin Financial Holdings Limited's company bio, employee growth, exchange listings and data sources
- Name: Dunxin Financial Holdings Limited
- Ticker: DXF
- Exchange: AMEX
- Founded: 2010
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: US$23.929m
- Shares outstanding: 20.86m
- Website: http://www.dunxin.us/irwebsite/index.php
Number of Employees
- Dunxin Financial Holdings Limited
- Lian Fa International Building
- 23rd Floor
- Hubei Province
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|DXF||AMEX (NYSE MKT LLC)||Yes||SPON ADS EACH REPR 48 ORD SHS(REV SPLIT)||US||USD||Jan 2018|
|X7F2||DB (Deutsche Boerse AG)||Yes||SPON ADS EACH REPR 48 ORD SHS(REV SPLIT)||DE||EUR||Jan 2018|
|X7F2||BST (Boerse-Stuttgart)||Yes||SPON ADS EACH REPR 48 ORD SHS(REV SPLIT)||DE||EUR||Jan 2018|
Dunxin Financial Holdings Limited engages in the microfinance lending business in Hubei, China. It provides consumer, commercial, collateral-backed, and enterprise loans that are secured by assets as collateral or guaranteed by a third party to individuals; micro, small, and medium sized enterprises; and sole proprietors. The company was formerly known as China Xiniya Fashion Limited and changed its name to Dunxin Financial Holdings Limited in March 2018. Dunxin Financial Holdings Limited was incorporated in 2010 and is based in Wuhan, China.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/19 02:49|
|End of Day Share Price||2020/02/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.