Radian Group Inc.

NYSE:RDN Stock Report

Market Cap: US$5.0b

Radian Group Future Growth

Future criteria checks 1/6

Radian Group's revenue is forecast to decline at 4.7% per annum while its annual earnings are expected to grow at 9.2% per year. EPS is expected to grow by 9.4% per annum.

Key information

9.2%

Earnings growth rate

9.37%

EPS growth rate

Diversified Financial earnings growth8.0%
Revenue growth rate-4.7%
Future return on equityn/a
Analyst coverage

Low

Last updated11 May 2026

Recent future growth updates

Recent updates

Analysis Article • May 14

These Analysts Think Radian Group Inc.'s (NYSE:RDN) Sales Are Under Threat

The analysts covering Radian Group Inc. ( NYSE:RDN ) delivered a dose of negativity to shareholders today, by making a...
Seeking Alpha • Apr 07

Radian Group: Diversification Benefits Are Underappreciated

Summary Radian Group is now a more diversified insurer after acquiring Inigo for $1.67 billion, reducing reliance on U.S. housing market cycles. Inigo's integration adds specialty P&C and reinsurance exposure, with expected combined ratios of 90%-92% and ~$0.35 EPS accretion, despite tighter margins. RDN's mortgage insurance book is gradually becoming riskier as older, low-risk policies roll off, but credit quality remains strong and reserve releases continue. With shares trading below 8x earnings, a 3% yield, and catalysts from noncore asset sales and resumed buybacks, I maintain a "Buy" rating with >15% upside. Read the full article on Seeking Alpha
Narrative Update • Sep 20

Strong Housing Demand Will Sustain Private Mortgage Insurance

Despite ongoing challenges in mortgage origination and limited near-term sector catalysts, Radian Group’s balanced business model and strong operating trends have led analysts to raise their price target modestly from $37.00 to $38.67. Analyst Commentary Challenging mortgage origination environment persists, impacting growth outlook.
Analysis Article • Jul 21

Little Excitement Around Radian Group Inc.'s (NYSE:RDN) Earnings

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 19x, you may...
Seeking Alpha • Dec 31

The New Year May Not Be Kind To Radian Group

Summary Radian Group stock has tripled since 2020 but is now facing decline due to high mortgage rates and low affordable home supply. The private mortgage insurance industry faces significant headwinds, including an aging homebuyer demographic, high mortgage rates, and decreasing home affordability. Radian's performance is slipping with declining new policies, increasing loan defaults, and a higher debt load compared to competitors. I recommend selling RDN stock to lock in gains, as the easy money in this industry likely ended in mid-2023. Read the full article on Seeking Alpha
Seeking Alpha • Oct 04

Radian Group: Strong Capital Returns Reflected In Valuation

Summary Radian Group remains a "hold" due to resilient home prices, low insured losses, and strong investment income, despite potential peak earnings in 2024. The company’s profitability is driven by minimal loan losses and higher interest rates, with a solid balance sheet and significant capital returns. Home prices at record highs and low delinquencies protect RDN from significant losses, but new policies post-2022 carry more risk. Investment income has surged due to higher rates, but anticipated rate cuts may moderate future earnings, making current stock levels suitable for holding, not buying. Read the full article on Seeking Alpha
User avatar
New Narrative • Aug 29

Navigating Growth And Challenges In Mortgage Insurance With Innovative Strategies

Radian Group's growth in primary mortgage insurance and use of proprietary analytics indicates potential for revenue increases and market share expansion.
Seeking Alpha • May 25

Radian: Likely Fairly Valued As Legacy Tailwinds Peak (Rating Downgrade)

Summary Radian's shares have performed well, returning 22% over the past year, and the company has increased its buyback authorization, indicating ongoing capital returns to shareholders. The company's core mortgage insurance business is performing well, thanks to high home prices and low inflation. Radian's legacy book of policies is likely to have no losses due to rising home prices, but newer policies may face some losses in the future, meaning earnings are peaking. Read the full article on Seeking Alpha
Seeking Alpha • Feb 26

Radian Remains Attractive Thanks To Strong Home Prices

Summary Radian Group's stock has risen by over 26% in the past year due to a strong housing market and increased investment income. The company reported solid earnings, beating expectations and growing book value by 15%. Radian expects ongoing strength in its business, with increased dividends and capital returns in 2024. Read the full article on Seeking Alpha
Seeking Alpha • Oct 09

A Resilient Housing Market Makes Radian Attractive

Summary Radian Group's shares have performed well, rising 26% in the past year, thanks to a firm housing market and reduced risk of losses on its insurance portfolio. Radian provides private mortgage insurance, allowing borrowers to obtain conforming mortgages with less than a 20% down payment. The company's strong performance, adequate reserves, and excess capital make it an attractive investment opportunity, with potential for a 15% return. Read the full article on Seeking Alpha

Earnings and Revenue Growth Forecasts

NYSE:RDN - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20271,255705N/AN/A1
12/31/20261,222695N/AN/A1
3/31/20261,370596333337N/A
12/31/20251,197618116120N/A
9/30/20251,273567-562-557N/A
6/30/20251,283581-1,156-1,153N/A
3/31/20251,182660-648-647N/A
12/31/20241,206660-665-664N/A
9/30/20241,242639-132-129N/A
6/30/20241,241629175184N/A
3/31/20241,250598451464N/A
12/31/20231,177676521529N/A
9/30/20231,227623351371N/A
6/30/20231,210664380401N/A
3/31/20231,208720370388N/A
12/31/20221,191743371388N/A
9/30/20221,214774420436N/A
6/30/20221,244702443458N/A
3/31/20221,294656506521N/A
12/31/20211,330601545557N/A
9/30/20211,361555552563N/A
6/30/20211,411564618629N/A
3/31/20211,438379642656N/A
12/31/20201,439394641658N/A
9/30/20201,457407665686N/A
6/30/20201,462445639662N/A
3/31/20201,492642607632N/A
12/31/20191,527672N/A694N/A
9/30/20191,470651N/A693N/A
6/30/20191,421620N/A715N/A
3/31/20191,345662N/A777N/A
12/31/20181,273606N/A678N/A
9/30/20181,259473N/A634N/A
6/30/20181,241395N/A455N/A
3/31/20181,224159N/A395N/A
12/31/20171,222121N/A361N/A
9/30/20171,178175N/A313N/A
6/30/20171,187193N/A437N/A
3/31/20171,214318N/A427N/A
12/31/20161,238308N/A382N/A
9/30/20161,239322N/A307N/A
6/30/20161,215309N/A231N/A
3/31/20161,216256N/A52N/A
12/31/20151,193282N/A12N/A
9/30/20151,2131,085N/A78N/A
6/30/20151,1881,147N/A55N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: RDN's forecast earnings growth (9.2% per year) is above the savings rate (3.5%).

Earnings vs Market: RDN's earnings (9.2% per year) are forecast to grow slower than the US market (16.8% per year).

High Growth Earnings: RDN's earnings are forecast to grow, but not significantly.

Revenue vs Market: RDN's revenue is expected to decline over the next 3 years (-4.7% per year).

High Growth Revenue: RDN's revenue is forecast to decline over the next 3 years (-4.7% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if RDN's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/20 11:12
End of Day Share Price 2026/05/20 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Radian Group Inc. is covered by 20 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bruce HartingBarclays
Terry MaBarclays
Mihir BhatiaBofA Global Research