Should EVERTEC's (EVTC) Upgraded 2025 Guidance Prompt Investors to Reassess Its Growth Story?

• In November 2025, EVERTEC, Inc. reported third quarter sales of US$228.59 million and net income of US$32.86 million, both rising over the same period last year, and raised its full-year 2025 revenue and earnings guidance, expecting revenue between US$921 million and US$927 million as well as higher earnings per share targets.
• The company's upgraded outlook and continued positive financial performance highlight ongoing operational momentum and growing confidence in demand across its digital payments and technology services segments.
• We'll now explore how EVERTEC's raised guidance and robust quarterly results may influence its investment narrative and future growth outlook.

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EVERTEC Investment Narrative Recap

To be a shareholder in EVERTEC, you need confidence in the company's ability to sustain growth through digital payments adoption across Latin America, ongoing modernization, and regional expansion. The recent upgrade in annual revenue and earnings guidance is an encouraging sign for near-term momentum, but the biggest catalyst, ongoing volume growth, could still be affected by risks like revenue concentration with major clients, particularly as the 10% Popular MSA services discount looms in Q4 2025. The impact of the recent results on this risk appears unchanged for now.

Among recent announcements, the appointment of Karla Cruz-Jusino as CFO and other leadership changes effective November 1, 2025, stand out as especially relevant. These executive changes come at a time of rising guidance, placing greater focus on how the new management team will address evolving risks and execute on growth catalysts in the months ahead.

By contrast, investors should also be mindful of the company's elevated exposure to major customer contract renegotiations, such as the one with Popular, Inc., which could signal...

Read the full narrative on EVERTEC (it's free!)

EVERTEC's narrative projects $1.0 billion in revenue and $193.8 million in earnings by 2028. This requires 5.0% yearly revenue growth and a $55.9 million earnings increase from $137.9 million.

Uncover how EVERTEC's forecasts yield a $33.80 fair value, a 24% upside to its current price.

Exploring Other Perspectives

Three private investors in the Simply Wall St Community estimate EVERTEC’s fair value between US$33.04 and US$57.70. While recent guidance underscores strong operational momentum, the risk of further customer contract discounts remains a critical factor for long-term consistency.

Explore 3 other fair value estimates on EVERTEC - why the stock might be worth just $33.04!

Build Your Own EVERTEC Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• A great starting point for your EVERTEC research is our analysis highlighting 5 key rewards and 1 important warning sign that could impact your investment decision.
• Our free EVERTEC research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate EVERTEC's overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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