Deutsche Bank Balance Sheet Health
Financial Health criteria checks 3/6
Deutsche Bank has total assets of €1,380.1B and total equity of €76.5B. Total deposits are €649.9B, and total loans are €471.1B earning a Net Interest Margin of 1.4%. It has insufficient allowance for bad loans, which are currently at 3.2% of total loans. Cash and short-term investments are €567.7B.
Key information
18x
Asset to equity ratio
1.4%
Net interest margin
| Total deposits | €649.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €567.72b |
Recent financial health updates
No updates
Recent updates
Deutsche Bank: A Buy The Dip Opportunity Might've Emerged
Nov 26Deutsche Bank: Attractively Valued Amid ECB Policy Normalization (Rating Upgrade)
Oct 02Deutsche Bank: Attractive Business Mix
Sep 15Deutsche Bank: Expect Resumption Of Buybacks In Q3
Aug 27Deutsche Bank: Risk-Return Profile Not Attractive Enough Following Q2 Earnings
Aug 13Deutsche Bank: Time To Take Some Profits After A Strong H1 2024 For German Banks (Rating Downgrade)
Jul 01Deutsche Bank May Knock Q1 Estimates Out Of The Park
Apr 17Deutsche Bank: Why I Expect Double-Digit Equity Yields Through 2025
Feb 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DB's Assets to Equity ratio (18x) is moderate.
Allowance for Bad Loans: DB has a low allowance for bad loans (36%).
Low Risk Liabilities: 50% of DB's liabilities are made up of primarily higher risk sources of funding.
Loan Level: DB has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: DB's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: DB has a high level of bad loans (3.2%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 09:21 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Deutsche Bank Aktiengesellschaft is covered by 54 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marta Sánchez Romero | Ahorro Corporación |
| Dieter Hein | AlphaValue |
| Jesús Gómez Dominguez | Banco Santander |