Capital One Financial Corporation

NYSE:COF.PRL Stock Report

Market Cap: US$66.6b

Capital One Financial Past Earnings Performance

Past criteria checks 2/6

Capital One Financial has been growing earnings at an average annual rate of 3.3%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 6.4% per year. Capital One Financial's return on equity is 6.9%, and it has net margins of 15.3%.

Key information

3.3%

Earnings growth rate

7.2%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate6.4%
Return on equity6.9%
Net Margin15.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Capital One Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:COF.PRL Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2426,4974,06218,8620
30 Jun 2426,0474,07518,4140
31 Mar 2426,9724,89518,2710
31 Dec 2326,3614,58218,1220
30 Sep 2326,3365,10418,0230
30 Jun 2326,3905,01518,1070
31 Mar 2327,0155,61317,9910
31 Dec 2228,4037,04417,6780
30 Sep 2229,5168,18017,1490
30 Jun 2230,5529,55116,4230
31 Mar 2231,93911,04915,7760
31 Dec 2132,37911,96914,9970
30 Sep 2131,71512,14014,3340
30 Jun 2130,59311,47213,7180
31 Mar 2124,3697,03613,2500
31 Dec 2018,2592,37813,0600
30 Sep 2016,79595313,0720
30 Jun 2015,321-10013,1780
31 Mar 2018,7932,41313,3340
31 Dec 1922,3575,17913,2870
30 Sep 1922,1235,31213,2340
30 Jun 1922,2415,48513,0200
31 Mar 1922,3755,78512,6610
31 Dec 1822,2205,72012,4240
30 Sep 1821,9323,61011,9700
30 Jun 1821,3903,24811,8980
31 Mar 1820,3782,38311,8490
31 Dec 1719,6861,83911,7820
30 Sep 1719,4133,48511,7400
30 Jun 1719,1343,38111,5320
31 Mar 1718,8923,29411,3970
31 Dec 1619,0423,53211,2010
30 Sep 1619,0423,65611,0450
30 Jun 1618,9773,76610,8780
31 Mar 1618,8583,71310,8810
31 Dec 1518,8773,83410,7230
30 Sep 1518,7673,94310,5310
30 Jun 1518,6053,96010,3800
31 Mar 1518,8264,32810,0580
31 Dec 1418,7494,3389,9130
30 Sep 1418,6324,2519,7750
30 Jun 1418,7884,2519,7160
31 Mar 1418,9004,2749,7050
31 Dec 1318,9314,2849,6380

Quality Earnings: COF.PRL has high quality earnings.

Growing Profit Margin: COF.PRL's current net profit margins (15.3%) are lower than last year (19.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: COF.PRL's earnings have grown by 3.3% per year over the past 5 years.

Accelerating Growth: COF.PRL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: COF.PRL had negative earnings growth (-20.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (-5.8%).

Return on Equity

High ROE: COF.PRL's Return on Equity (6.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 12:30
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Capital One Financial Corporation is covered by 56 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays