CNFinance Holdings Limited

NYSE:CNF Stock Report

Market Cap: US$84.4m

CNFinance Holdings Past Earnings Performance

Past criteria checks 1/6

CNFinance Holdings's earnings have been declining at an average annual rate of -38.2%, while the Diversified Financial industry saw earnings growing at 11.5% annually. Revenues have been declining at an average rate of 15.4% per year. CNFinance Holdings's return on equity is 2.9%, and it has net margins of 15%.

Key information

-38.2%

Earnings growth rate

-38.4%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate-15.4%
Return on equity2.9%
Net Margin15.0%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

CNFinance Holdings Limited's (NYSE:CNF) Shares Bounce 28% But Its Business Still Trails The Market

Jan 15
CNFinance Holdings Limited's (NYSE:CNF) Shares Bounce 28% But Its Business Still Trails The Market

Benign Growth For CNFinance Holdings Limited (NYSE:CNF) Underpins Stock's 57% Plummet

Nov 01
Benign Growth For CNFinance Holdings Limited (NYSE:CNF) Underpins Stock's 57% Plummet

CNFinance Holdings Limited (NYSE:CNF) Might Not Be As Mispriced As It Looks After Plunging 33%

Jul 19
CNFinance Holdings Limited (NYSE:CNF) Might Not Be As Mispriced As It Looks After Plunging 33%

Sentiment Still Eluding CNFinance Holdings Limited (NYSE:CNF)

Apr 12
Sentiment Still Eluding CNFinance Holdings Limited (NYSE:CNF)

Why Investors Shouldn't Be Surprised By CNFinance Holdings Limited's (NYSE:CNF) Low P/E

May 12
Why Investors Shouldn't Be Surprised By CNFinance Holdings Limited's (NYSE:CNF) Low P/E

CNFinance GAAP EPS of $0.04, Total interest and fees income of $61.3M

Aug 24

How Many CNFinance Holdings Limited (NYSE:CNF) Shares Do Institutions Own?

Dec 10
How Many CNFinance Holdings Limited (NYSE:CNF) Shares Do Institutions Own?

CNFinance reports Q3 results

Nov 23

Revenue & Expenses Breakdown

How CNFinance Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:CNF Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 247981192710
31 Mar 248131392780
31 Dec 238451652780
30 Sep 237081742580
30 Jun 237061672500
31 Mar 236871422490
31 Dec 226961352490
30 Sep 2275132560
30 Jun 22675-242570
31 Mar 22806232640
31 Dec 21887652740
30 Sep 211,1252752770
30 Jun 211,2903062880
31 Mar 211,2122662950
31 Dec 201,0171153050
30 Sep 201,078713270
30 Jun 209751983080
31 Mar 201,1043333050
31 Dec 191,4215353260
30 Sep 191,4536623200
30 Jun 191,6187194030
31 Mar 191,7808005050
31 Dec 181,9048615670
30 Sep 181,9708496590
30 Jun 181,9127287410
31 Mar 181,8006177760
31 Dec 171,7035337920
31 Dec 167532353400

Quality Earnings: CNF has high quality earnings.

Growing Profit Margin: CNF's current net profit margins (15%) are lower than last year (23.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CNF's earnings have declined by 38.2% per year over the past 5 years.

Accelerating Growth: CNF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CNF had negative earnings growth (-28.6%) over the past year, making it difficult to compare to the Diversified Financial industry average (15%).

Return on Equity

High ROE: CNF's Return on Equity (2.9%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 16:36
End of Day Share Price 2025/02/07 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CNFinance Holdings Limited is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
William GregozeskiGreenridge Global LLC