American Express Company

NYSE:AXP Stock Report

Market Cap: US$187.3b

American Express Future Growth

Future criteria checks 3/6

American Express is forecast to grow earnings and revenue by 8.8% and 9.2% per annum respectively. EPS is expected to grow by 10.4% per annum. Return on equity is forecast to be 37.8% in 3 years.

Key information

8.8%

Earnings growth rate

10.4%

EPS growth rate

Consumer Finance earnings growth12.4%
Revenue growth rate9.2%
Future return on equity37.8%
Analyst coverage

Good

Last updated23 Apr 2025

Recent future growth updates

Recent updates

American Express: Solid Q1 Results Fuel Long-Term Optimism

Apr 23
author-image

US Card Refresh And Global Merchant Expansion Will Unlock Opportunities

Apr 08 Expansion efforts, including product refreshes and merchant network growth, target Millennials and Gen Z, aiming to boost transaction volume and revenue.
author-image

Expanding Merchant Network And Millennial Focus Will Succeed

Apr 07 Focus on global merchant network expansion and targeting of younger generations drives revenue growth through increased transaction volumes and premium product adoption.

American Express' (NYSE:AXP) Upcoming Dividend Will Be Larger Than Last Year's

Mar 21
American Express' (NYSE:AXP) Upcoming Dividend Will Be Larger Than Last Year's

American Express: Too Soon To Buy The Dip Given Travel Exposure

Mar 14

American Express (NYSE:AXP) Will Pay A Larger Dividend Than Last Year At $0.82

Mar 07
American Express (NYSE:AXP) Will Pay A Larger Dividend Than Last Year At $0.82

American Express: A Better Entry Point Is Coming

Feb 28

American Express Is A Fantastic Long-Term Investment

Feb 09

American Express Keeps The Premium Charges Going With Gen Z

Jan 28

American Express: What To Look For In Next Week's Earnings

Jan 19

Does American Express (NYSE:AXP) Deserve A Spot On Your Watchlist?

Jan 13
Does American Express (NYSE:AXP) Deserve A Spot On Your Watchlist?

American Express: Tapping Into Younger Age Cohorts With Earnings Momentum In 2025

Dec 25

Investor Optimism Abounds American Express Company (NYSE:AXP) But Growth Is Lacking

Dec 23
Investor Optimism Abounds American Express Company (NYSE:AXP) But Growth Is Lacking

American Express: Continued Execution But There Will Be Better Entry Points

Nov 24

American Express Earnings Show Continued Potential

Oct 21

American Express Has A Hidden Catalyst

Oct 08

We Ran A Stock Scan For Earnings Growth And American Express (NYSE:AXP) Passed With Ease

Sep 27
We Ran A Stock Scan For Earnings Growth And American Express (NYSE:AXP) Passed With Ease

Getting In Cheap On American Express Company (NYSE:AXP) Is Unlikely

Sep 05
Getting In Cheap On American Express Company (NYSE:AXP) Is Unlikely

American Express: Great Future But Fair Valuation

Sep 02

American Express: Compound Grower Facing Expense Headwinds

Aug 07

American Express: Endless Compounding

Jul 30

American Express: A Better Value Than Visa?

Jul 19

American Express: A Fintech Powerhouse With Growth Momentum, Buy

Jul 01

American Express' Plan Is Working, But Valuation Makes It A Hold

Jun 12

Here's Why We Think American Express (NYSE:AXP) Is Well Worth Watching

Jun 11
Here's Why We Think American Express (NYSE:AXP) Is Well Worth Watching

American Express Company's (NYSE:AXP) Shares May Have Run Too Fast Too Soon

May 21
American Express Company's (NYSE:AXP) Shares May Have Run Too Fast Too Soon

American Express: A Full Valuation Given Growth May Slow (Downgrade)

May 20

Shareholders May Be More Conservative With American Express Company's (NYSE:AXP) CEO Compensation For Now

Apr 30
Shareholders May Be More Conservative With American Express Company's (NYSE:AXP) CEO Compensation For Now

American Express: Reassuring Consistency And Stability

Apr 24
author-image

AXP: Key Acquisitions and Enhanced Membership Models Sustains an Incredible Moat

Jan 31American Express is on track to refresh approximately 40 products globally by the end of the year, including a refreshed US consumer gold card [source].

Earnings and Revenue Growth Forecasts

NYSE:AXP - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202783,05313,265N/AN/A9
12/31/202677,06511,894N/AN/A22
12/31/202571,26910,637N/AN/A22
3/31/202562,04910,14211,31213,262N/A
12/31/202460,7649,99512,13314,050N/A
9/30/202459,2399,76013,19415,041N/A
6/30/202458,1079,70423,30625,097N/A
3/31/202456,8988,86922,88724,488N/A
12/31/202355,5928,25216,99418,559N/A
9/30/202354,3797,89418,57120,222N/A
6/30/202353,0097,32714,79216,486N/A
3/31/202352,1387,11915,05216,822N/A
12/31/202250,6807,40019,22321,079N/A
9/30/202249,6237,53315,79417,655N/A
6/30/202247,9647,46515,43117,319N/A
3/31/202245,8287,78014,47916,245N/A
12/31/202143,7997,91713,00714,645N/A
9/30/202141,1697,65211,58113,137N/A
6/30/202138,1366,9209,70611,145N/A
3/31/202133,4074,9098,62710,090N/A
12/31/202031,3573,0364,1125,591N/A
9/30/202032,2363,2833,8115,287N/A
6/30/202034,2603,9555632,066N/A
3/31/202038,1175,4461,1912,866N/A
12/31/201939,9836,63111,94413,632N/A
9/30/201939,1626,9457,4909,184N/A
6/30/201938,3796,84313,66215,311N/A
3/31/201937,5986,70513,99215,414N/A
12/31/201836,9866,787N/A8,930N/A
9/30/201836,1293,597N/A15,141N/A
6/30/201835,3303,303N/A14,352N/A
3/31/201834,6793,026N/A14,443N/A
12/31/201733,8722,646N/A13,540N/A
9/30/201732,4094,661N/A11,921N/A
6/30/201731,1624,446N/A9,375N/A
3/31/201730,3975,111N/A6,922N/A
12/31/201633,2275,252N/A8,291N/A
9/30/201630,4485,358N/A7,738N/A
6/30/201630,8255,480N/A9,576N/A
3/31/201630,8594,943N/A11,014N/A
12/31/201530,7475,063N/A10,706N/A
9/30/201531,3585,626N/A10,228N/A
6/30/201531,5185,858N/A10,340N/A
3/31/201531,8495,933N/A9,831N/A
12/31/201432,0015,839N/A10,990N/A
9/30/201431,7285,700N/A8,930N/A
6/30/201431,7875,588N/A3,203N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: AXP's forecast earnings growth (8.8% per year) is above the savings rate (2.8%).

Earnings vs Market: AXP's earnings (8.8% per year) are forecast to grow slower than the US market (14.1% per year).

High Growth Earnings: AXP's earnings are forecast to grow, but not significantly.

Revenue vs Market: AXP's revenue (9.2% per year) is forecast to grow faster than the US market (8.2% per year).

High Growth Revenue: AXP's revenue (9.2% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: AXP's Return on Equity is forecast to be high in 3 years time (37.8%)

Discover growth companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/25 16:42
End of Day Share Price 2025/04/25 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

American Express Company is covered by 60 analysts. 22 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
David GeorgeBaird
Bruce HartingBarclays