Ameriprise Financial, Inc.

NYSE:AMP Stock Report

Market Cap: US$54.6b

Ameriprise Financial Valuation

Is AMP undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AMP when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: AMP ($561.4) is trading below our estimate of fair value ($1039.91)

Significantly Below Fair Value: AMP is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for AMP?

Key metric: As AMP is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for AMP. This is calculated by dividing AMP's market cap by their current earnings.
What is AMP's PE Ratio?
PE Ratio20.1x
EarningsUS$2.71b
Market CapUS$54.58b

Price to Earnings Ratio vs Peers

How does AMP's PE Ratio compare to its peers?

The above table shows the PE ratio for AMP vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average39.2x
BK Bank of New York Mellon
16.9x10.9%US$56.4b
ARES Ares Management
80.3x46.3%US$53.3b
STT State Street
14.5x13.5%US$27.8b
KKR KKR
45.2x18.9%US$135.7b
AMP Ameriprise Financial
20.1x9.0%US$54.6b

Price-To-Earnings vs Peers: AMP is good value based on its Price-To-Earnings Ratio (20.1x) compared to the peer average (39.2x).

Price to Earnings Ratio vs Industry

How does AMP's PE Ratio compare vs other companies in the US Capital Markets Industry?

22 CompaniesPrice / EarningsEstimated GrowthMarket Cap
ADX Adams Diversified Equity Fund
4xn/aUS$2.52b
CET Central Securities
4.5xn/aUS$1.32b
GAM General American Investors Company
4.1xn/aUS$1.16b
MUDS Mudrick Capital Acquisition Corporation II
3.4xn/aUS$401.64m
AMP 20.1xIndustry Avg. 23.7xNo. of Companies75PE020406080100+
22 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: AMP is good value based on its Price-To-Earnings Ratio (20.1x) compared to the US Capital Markets industry average (23.7x).

Price to Earnings Ratio vs Fair Ratio

What is AMP's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AMP PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio20.1x
Fair PE Ratio20.6x

Price-To-Earnings vs Fair Ratio: AMP is good value based on its Price-To-Earnings Ratio (20.1x) compared to the estimated Fair Price-To-Earnings Ratio (20.6x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst AMP forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$561.40
US$536.90
-4.4%
11.5%US$630.00US$415.00n/a10
Nov ’25US$507.18
US$521.60
+2.8%
10.0%US$600.00US$415.00n/a10
Oct ’25US$473.14
US$468.18
-1.0%
6.8%US$511.00US$415.00n/a11
Sep ’25US$449.44
US$465.18
+3.5%
6.8%US$506.00US$415.00n/a11
Aug ’25US$418.36
US$465.18
+11.2%
6.8%US$506.00US$415.00n/a11
Jul ’25US$426.09
US$463.00
+8.7%
6.8%US$504.00US$387.00n/a11
Jun ’25US$436.61
US$462.55
+5.9%
6.5%US$500.00US$390.00n/a11
May ’25US$413.44
US$453.86
+9.8%
8.2%US$500.00US$371.30n/a12
Apr ’25US$434.83
US$428.66
-1.4%
9.3%US$488.00US$360.00n/a11
Mar ’25US$410.59
US$423.53
+3.2%
7.9%US$479.00US$360.00n/a12
Feb ’25US$386.02
US$414.48
+7.4%
7.8%US$452.00US$360.00n/a11
Jan ’25US$379.83
US$376.28
-0.9%
6.0%US$410.00US$325.00n/a12
Dec ’24US$356.29
US$372.69
+4.6%
7.4%US$410.00US$300.00n/a12
Nov ’24US$317.53
US$371.13
+16.9%
7.9%US$410.00US$300.00US$507.1811
Oct ’24US$329.68
US$376.22
+14.1%
8.4%US$410.00US$300.00US$473.1411
Sep ’24US$342.31
US$374.64
+9.4%
8.5%US$410.00US$300.00US$449.4411
Aug ’24US$349.01
US$373.73
+7.1%
8.7%US$410.00US$300.00US$418.3611
Jul ’24US$332.16
US$360.50
+8.5%
9.3%US$401.00US$280.00US$426.0910
Jun ’24US$303.73
US$359.70
+18.4%
9.6%US$410.00US$280.00US$436.6110
May ’24US$302.58
US$361.55
+19.5%
9.3%US$410.00US$280.00US$413.4411
Apr ’24US$306.50
US$367.55
+19.9%
11.5%US$430.00US$280.00US$434.8311
Mar ’24US$343.29
US$375.82
+9.5%
10.2%US$430.00US$287.00US$410.5911
Feb ’24US$354.53
US$375.82
+6.0%
10.2%US$430.00US$287.00US$386.0211
Jan ’24US$311.37
US$341.18
+9.6%
6.8%US$380.00US$287.00US$379.8311
Dec ’23US$330.93
US$341.18
+3.1%
6.8%US$380.00US$287.00US$356.2911
Nov ’23US$314.12
US$327.55
+4.3%
7.2%US$367.00US$287.00US$317.5311

Analyst Forecast: Target price is lower than the current share price.

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