PicS Management
Management criteria checks 0/4
PicS' CEO is Eduardo Simoes, appointed in Feb 2024, has a tenure of 2.33 years. directly owns 0.89% of the company’s shares, worth $11.51M. The average tenure of the management team and the board of directors is 0.7 years and 1.7 years respectively.
Key information
Eduardo Simoes
Chief executive officer
n/a
Total compensation
| CEO salary percentage | n/a |
| CEO tenure | 2.3yrs |
| CEO ownership | 0.9% |
| Management average tenure | less than a year |
| Board average tenure | 1.7yrs |
Recent management updates
Recent updates
Expanding Digital Credit And AI Adoption Will Transform Long Term Earnings Potential
Catalysts About PicS PicS operates a broad digital financial platform in Brazil that integrates payments, banking, credit, insurance, and commerce in a single app. What are the underlying business or industry changes driving this perspective?PicPay: Massive User Base, Still Early In Monetization
Summary PicPay Holdings is rated a 'Buy' due to its rapid growth phase and recent Brazilian market pullback presenting an entry opportunity. PICS boasts the second largest digital bank customer base in Brazil, with deposits growing 44% YoY and loans expanding 67% YoY in 2025. Despite competitive weaknesses and a lower ARPAC than peers, PICS’s growth in deposits and secured loans signals significant top-line potential. Key risks include rising delinquencies, exposure to risky credit rights acquisitions, and ongoing competition and regulatory challenges. Read the full article on Seeking AlphaCEO
Eduardo Simoes (55 yo)
Mr. Eduardo Chedid Simoes is Executive Director of Pics N.V. from October 2024 and is its CEO since February 2024. He has been Chief Operating Officer at PicS Ltd. since August 2023 and is its Director sin...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 2.3yrs | no data | 0.89% $ 11.5m | |
| Chief Financial Officer | less than a year | no data | no data | |
| Investor Relations | less than a year | no data | 0.045% $ 575.3k |
Experienced Management: PICS's management team is not considered experienced ( 0.7 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 1.7yrs | no data | 0.89% $ 11.5m | |
| Independent Non-Executive Director | 1.8yrs | no data | no data | |
| Independent Non-Executive Director | 1.8yrs | no data | no data | |
| Independent Non-Executive Director | 1.3yrs | no data | 0.019% $ 249.2k | |
| Independent Non-Executive Director | 1.7yrs | no data | no data | |
| Chairman of the Board | 5.3yrs | no data | 3.37% $ 43.6m | |
| Independent Non-Executive Director | 1.7yrs | no data | no data |
Experienced Board: PICS's board of directors are not considered experienced ( 1.7 years average tenure), which suggests a new board.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/25 10:55 |
| End of Day Share Price | 2026/06/25 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PicS N.V. is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Rafael Reis | BB Banco de Investimento S.A. |
| Mario Lucio Pierry | BofA Global Research |
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |