PicS N.V.

NasdaqGS:PICS Stock Report

Market Cap: US$1.7b

PicS Management

Management criteria checks 0/4

PicS' CEO is Eduardo Simoes, appointed in Feb 2024, has a tenure of 2.5 years. directly owns 0.89% of the company’s shares, worth $15.24M. The average tenure of the management team and the board of directors is 0.8 years and 1.8 years respectively.

Key information

Eduardo Simoes

Chief executive officer

n/a

Total compensation

CEO salary percentagen/a
CEO tenure2.5yrs
CEO ownership0.9%
Management average tenureless than a year
Board average tenure1.8yrs

Recent management updates

Recent updates

New Narrative Jul 21

A Fast-Growing Fintech Priced Like a Slow-Growth Bank

PICS is not simply a digital wallet company. Investors are effectively buying a rapidly expanding Brazilian fintech ecosystem that combines payments, banking, lending, insurance, investments, e-commerce, and advertising within a single platform.
Seeking Alpha Jun 29

PicPay: I Remain Skeptical Even After A 30% Fall

Summary PicPay remains a hold due to persistent governance risks and lack of near-term catalysts, despite a 30% stock price decline. Recent class action and CEO investigation amplified governance concerns, overshadowing interesting Q1 results and exceeding guidance. While PICS posted 70% YoY revenue growth and 92% YoY adjusted net income growth, rising NPLs and declining efficiency and ROE limit upside. Valuation is still unattractive versus peers like BBD, INTR, and AGBK; risk-reward remains unappealing until governance and asset quality improve. Read the full article on Seeking Alpha
New Narrative Jun 05

Expanding Digital Credit And AI Adoption Will Transform Long Term Earnings Potential

Catalysts About PicS PicS operates a broad digital financial platform in Brazil that integrates payments, banking, credit, insurance, and commerce in a single app. What are the underlying business or industry changes driving this perspective?

CEO

Eduardo Simoes (55 yo)

2.5yrs
Tenure

Mr. Eduardo Chedid Simoes is Executive Director of Pics N.V. from October 2024 and is its CEO since February 2024. He has been Chief Operating Officer at PicS Ltd. since August 2023 and is its Director sin...


Leadership Team

NamePositionTenureCompensationOwnership
Eduardo Simoes
CEO & Executive Director2.5yrsno data0.89%
$ 15.2m
Rodrigo Luis Couto
Chief Financial Officerless than a yearno datano data
Andre Cazotto
Investor Relationsless than a yearno data0.045%
$ 761.7k
0.8yrs
Average Tenure
51yo
Average Age

Experienced Management: PICS's management team is not considered experienced ( 0.8 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Eduardo Simoes
CEO & Executive Director1.8yrsno data0.89%
$ 15.2m
Eduardo Cruz
Independent Non-Executive Director1.9yrsno datano data
Jackson Gomes
Independent Non-Executive Director1.9yrsno datano data
William Pruett
Independent Non-Executive Director1.5yrsno data0.019%
$ 330.0k
Marcio Antonio Linares
Independent Non-Executive Director1.8yrsno datano data
Jose Antonio Costa
Chairman of the Board5.5yrsno data3.37%
$ 57.7m
Mauricio de Moura
Independent Non-Executive Director1.8yrsno datano data
1.8yrs
Average Tenure
57yo
Average Age

Experienced Board: PICS's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/08/02 09:34
End of Day Share Price 2026/07/31 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PicS N.V. is covered by 10 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Rafael ReisBB Banco de Investimento S.A.
Mario Lucio PierryBofA Global Research
Marcelo MizrahiBradesco S.A. Corretora de Títulos e Valores Mobiliários