Medallion Financial Balance Sheet Health
Financial Health criteria checks 2/6
Medallion Financial has a total shareholder equity of $431.2M and total debt of $2.4B, which brings its debt-to-equity ratio to 554.1%. Its total assets and total liabilities are $2.9B and $2.4B respectively. Medallion Financial's EBIT is $148.9M making its interest coverage ratio 1.8. It has cash and short-term investments of $187.9M.
Key information
554.1%
Debt to equity ratio
US$2.39b
Debt
| Interest coverage ratio | 1.8x |
| Cash | US$187.93m |
| Equity | US$431.18m |
| Total liabilities | US$2.45b |
| Total assets | US$2.88b |
Recent financial health updates
No updates
Recent updates
Medallion Financial (NASDAQ:MFIN) Is Increasing Its Dividend To $0.11
Nov 02
Medallion Financial: Dividend Growth Opportunity In Preferred Shares
Apr 15Here's Why We Think Medallion Financial (NASDAQ:MFIN) Might Deserve Your Attention Today
Feb 17Medallion Financial (NASDAQ:MFIN) Is Due To Pay A Dividend Of $0.08
Jul 30Is Now The Time To Put Medallion Financial (NASDAQ:MFIN) On Your Watchlist?
Jan 16Medallion Financial goes ex-dividend tomorrow
Aug 11Medallion Financial GAAP EPS of $0.54 beats by $0.32, revenue of $46.24M beats by $8.86M
Jul 27Medallion Financial - Buy The Dip As Recent SEC Charges Increase Probability Of A Sale
Jan 05Increases to CEO Compensation Might Be Put On Hold For Now at Medallion Financial Corp. (NASDAQ:MFIN)
Jun 11Medallion Financial EPS beats by $0.09, misses on revenue
May 03Medallion Financial Corp. (NASDAQ:MFIN) Could Be Less Than A Year Away From Profitability
Mar 23Medallion Financial raises $33.6M from private placement of notes
Dec 23What Type Of Shareholders Own The Most Number of Medallion Financial Corp. (NASDAQ:MFIN) Shares?
Dec 22Medallion Financial EPS of -$0.97
Nov 02Medallion Financial misses on revenue
Oct 30Financial Position Analysis
Short Term Liabilities: MFIN's short term assets ($2.6B) exceed its short term liabilities ($82.6M).
Long Term Liabilities: MFIN's short term assets ($2.6B) exceed its long term liabilities ($2.4B).
Debt to Equity History and Analysis
Debt Level: MFIN's net debt to equity ratio (510.5%) is considered high.
Reducing Debt: MFIN's debt to equity ratio has increased from 405.4% to 554.1% over the past 5 years.
Debt Coverage: MFIN's debt is not well covered by operating cash flow (4.5%).
Interest Coverage: MFIN's interest payments on its debt are not well covered by EBIT (1.8x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 07:26 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Medallion Financial Corp. is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Howlett | B. Riley Securities, Inc. |
| Giuliano Anderes Bologna | BTIG |
| Collyn Gilbert | Keefe, Bruyette, & Woods |