Merchants Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Merchants Bancorp has total assets of $17.0B and total equity of $1.7B. Total deposits are $14.1B, and total loans are $10.1B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $746.0M.
Key information
10x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$14.06b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$746.00m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBIN.P's Assets to Equity ratio (10x) is low.
Allowance for Bad Loans: MBIN.P has a low allowance for bad loans (87%).
Low Risk Liabilities: 92% of MBIN.P's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBIN.P has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: MBIN.P's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: MBIN.P has an appropriate level of bad loans (0.8%).