Woodlands Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Woodlands Financial Services has total assets of $614.5M and total equity of $33.2M. Total deposits are $523.6M, and total loans are $447.6M.
Key information
18.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$523.64m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$8.39m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WDFN's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: WDFN has a sufficient allowance for bad loans (256%).
Low Risk Liabilities: 90% of WDFN's liabilities are made up of primarily low risk sources of funding.
Loan Level: WDFN has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: WDFN's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: WDFN has an appropriate level of bad loans (0.5%).