Woodlands Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Woodlands Financial Services has total assets of $612.6M and total equity of $33.2M. Total deposits are $513.1M, and total loans are $433.8M.
Key information
18.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$513.11m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$13.44m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WDFN's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: WDFN has a sufficient allowance for bad loans (256%).
Low Risk Liabilities: 89% of WDFN's liabilities are made up of primarily low risk sources of funding.
Loan Level: WDFN has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: WDFN's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: WDFN has an appropriate level of bad loans (0.5%).