WCF Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
WCF Bancorp has total assets of $196.2M and total equity of $22.6M. Total deposits are $142.6M, and total loans are $145.8M.
Key information
8.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$142.63m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$12.34m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WCFB's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: WCFB has a sufficient allowance for bad loans (598%).
Low Risk Liabilities: 82% of WCFB's liabilities are made up of primarily low risk sources of funding.
Loan Level: WCFB has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: WCFB's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: WCFB has an appropriate level of bad loans (0.1%).