Wilson Bank Holding Balance Sheet Health
Financial Health criteria checks 6/6
Wilson Bank Holding has total assets of $4.8B and total equity of $429.4M. Total deposits are $4.4B, and total loans are $3.6B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.04% of total loans. Cash and short-term investments are $252.7M.
Key information
11.3x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$4.37b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.04% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$252.70m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WBHC's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: WBHC has a sufficient allowance for bad loans (3183%).
Low Risk Liabilities: 99% of WBHC's liabilities are made up of primarily low risk sources of funding.
Loan Level: WBHC has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: WBHC's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: WBHC has an appropriate level of bad loans (0%).