Versailles Financial Past Earnings Performance

Past criteria checks 2/6

Versailles Financial has been growing earnings at an average annual rate of 12.4%, while the Banks industry saw earnings growing at 8.5% annually. Revenues have been growing at an average rate of 2.2% per year. Versailles Financial's return on equity is 3.6%, and it has net margins of 21.6%.

Key information

12.4%

Earnings growth rate

12.6%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	2.2%
Return on equity	3.6%
Net Margin	21.6%
Last Earnings Update	31 Mar 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Versailles Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:VERF Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Mar 24	2	0	1
31 Dec 23	2	1	1
30 Sep 23	2	1	1
30 Jun 23	2	1	1
31 Mar 23	2	1	1
31 Dec 22	2	0	1
30 Sep 22	2	0	1
30 Jun 22	2	0	1
31 Mar 22	2	0	1
31 Dec 21	2	0	1
30 Sep 21	2	0	1
30 Jun 21	2	0	1
31 Mar 21	2	0	1
31 Dec 20	2	0	1
30 Sep 20	2	0	1
30 Jun 20	2	0	1
31 Mar 20	2	0	1
31 Dec 19	2	0	1
30 Sep 19	2	0	1
30 Jun 19	2	0	1
31 Mar 19	2	0	1
31 Dec 18	2	0	1
30 Sep 18	2	0	1
30 Jun 18	2	0	1
31 Mar 18	2	0	1
31 Dec 17	2	0	1
30 Sep 17	2	0	1
30 Jun 17	2	0	2
31 Mar 17	2	0	2
31 Dec 16	2	0	2
30 Sep 16	2	0	2
30 Jun 16	2	0	1
31 Mar 16	2	0	1
31 Dec 15	2	0	1
30 Sep 15	2	0	1
30 Jun 15	2	0	1
30 Jun 14	2	0	1

Quality Earnings: VERF has high quality earnings.

Growing Profit Margin: VERF's current net profit margins (21.6%) are lower than last year (29.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: VERF's earnings have grown by 12.4% per year over the past 5 years.

Accelerating Growth: VERF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: VERF had negative earnings growth (-27.3%) over the past year, making it difficult to compare to the Banks industry average (-16%).

Return on Equity

High ROE: VERF's Return on Equity (3.6%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/09/28 04:01
End of Day Share Price	2024/07/01 00:00
Earnings	2024/03/31
Annual Earnings	2023/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Versailles Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution