Uwharrie Capital Balance Sheet Health
Financial Health criteria checks 6/6
Uwharrie Capital has total assets of $1.2B and total equity of $61.1M. Total deposits are $1.1B, and total loans are $641.4M. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.09% of total loans. Cash and short-term investments are $125.1M.
Key information
19.3x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$1.08b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.09% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$125.07m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UWHR's Assets to Equity ratio (19.3x) is moderate.
Allowance for Bad Loans: UWHR has a sufficient allowance for bad loans (1028%).
Low Risk Liabilities: 96% of UWHR's liabilities are made up of primarily low risk sources of funding.
Loan Level: UWHR has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: UWHR's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: UWHR has an appropriate level of bad loans (0.1%).