Uwharrie Capital Balance Sheet Health
Financial Health criteria checks 5/6
Uwharrie Capital has total assets of $1.1B and total equity of $49.4M. Total deposits are $981.7M, and total loans are $586.5M. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $64.3M.
Key information
21.7x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$981.71m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$64.29m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UWHR's Assets to Equity ratio (21.7x) is very high.
Allowance for Bad Loans: UWHR has a sufficient allowance for bad loans (505%).
Low Risk Liabilities: 96% of UWHR's liabilities are made up of primarily low risk sources of funding.
Loan Level: UWHR has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: UWHR's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: UWHR has an appropriate level of bad loans (0.2%).