Traditions Bancorp, Inc.

OTCPK:TRBK Stock Report

Market Cap: US$78.3m

Traditions Bancorp Past Earnings Performance

Past criteria checks 1/6

Traditions Bancorp's earnings have been declining at an average annual rate of -7.4%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 4.1% per year. Traditions Bancorp's return on equity is 4.5%, and it has net margins of 10.6%.

Key information

-7.4%

Earnings growth rate

-4.5%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.1%
Return on equity4.5%
Net Margin10.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Traditions Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:TRBK Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24293220
30 Jun 24315210
31 Mar 24315220
31 Dec 23315220
30 Sep 23315210
30 Jun 23326320
31 Mar 23326210
31 Dec 22326210
30 Sep 22336200
30 Jun 22337200
31 Mar 22337200
31 Dec 21348200
30 Sep 21359170
30 Jun 21349170
31 Mar 213310170
31 Dec 20308170
30 Sep 20287150
30 Jun 20256150
31 Mar 20245150
31 Dec 19235150
30 Sep 19225130
30 Jun 19215130
31 Mar 19215130
31 Dec 18205130
30 Sep 18204120
30 Jun 18204120
31 Mar 18204120
31 Dec 17193120
30 Sep 17183110
30 Jun 17173110
31 Mar 17173110
31 Dec 16173110
30 Sep 16163100
30 Jun 16152100
31 Mar 16152100
31 Dec 15142100
30 Sep 1514280
30 Jun 1514280
31 Mar 1513280
31 Dec 1413280
30 Sep 1412280
30 Jun 1412280
31 Mar 1412280
31 Dec 1312280

Quality Earnings: TRBK has high quality earnings.

Growing Profit Margin: TRBK's current net profit margins (10.6%) are lower than last year (17%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: TRBK's earnings have declined by 7.4% per year over the past 5 years.

Accelerating Growth: TRBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: TRBK had negative earnings growth (-42.8%) over the past year, making it difficult to compare to the Banks industry average (-13.1%).


Return on Equity

High ROE: TRBK's Return on Equity (4.5%) is considered low.


Return on Assets


Return on Capital Employed


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