Seven Bank Balance Sheet Health
Financial Health criteria checks 6/6
Seven Bank has total assets of ¥1,569.2B and total equity of ¥282.0B. Total deposits are ¥938.7B, and total loans are ¥98.4B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are ¥933.9B.
Key information
5.6x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | JP¥938.73b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Good |
| Cash & equivalents | JP¥933.87b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SVNB.Y's Assets to Equity ratio (5.6x) is low.
Allowance for Bad Loans: SVNB.Y has a sufficient allowance for bad loans (378%).
Low Risk Liabilities: 73% of SVNB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: SVNB.Y has an appropriate level of Loans to Assets ratio (6%).
Low Risk Deposits: SVNB.Y's Loans to Deposits ratio (10%) is appropriate.
Level of Bad Loans: SVNB.Y has an appropriate level of bad loans (1.1%).