SVB & T Balance Sheet Health
Financial Health criteria checks 6/6
SVB & T has total assets of $560.7M and total equity of $55.2M. Total deposits are $469.2M, and total loans are $446.0M.
Key information
10.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$469.22m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$23.62m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SVBT's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: SVBT has a sufficient allowance for bad loans (227%).
Low Risk Liabilities: 93% of SVBT's liabilities are made up of primarily low risk sources of funding.
Loan Level: SVBT has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: SVBT's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: SVBT has an appropriate level of bad loans (0.7%).